HD Mastercard

[Anonymous]

I got my official DING letter today from Home Depot.  They pulled EQ, my worst at 618, compared to 657 and 662.

The reason?  "A delinquent credit obligation, either paid or unpaid, was recorded on your credit bureau report."  (I guess this is better than the 4 or 5 reasons I used to receive.)

I really need to figure out what to do with my $1 balance that's killing me on EQ.  (In a previous thread I explained my attempts to get this resolved.)

Think a PFD would work?  I mean it's a DOLLAR and the bank manager/vp type told me to just forget about it.  However it's not forgetting about ME!

Any help is appreciated.

Peas

[Red1Blue]

Hi whirled, I got the same message when I apped for citi card. What ever it take it is better to get all the collections paid or unpaid removed from CR. I have 3 paid collections and I am giving top priority this year to get them out of my CR. Citi will not touch any one if there is even a paid collection with in the last 3 years.

[Anonymous]

what if you already have a hd card, an i have a ding on tu, that is about2 years old, just after i got the hd card...

[Red1Blue]

If you already have a HD card, they might consider you for HD MC. I am not sure if they would pull another inq or just upgrade the account. My suggestion is call them and ask them.