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HP on CLI request count towards Chase 5/24 rule?

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MrDisco99
Valued Contributor

HP on CLI request count towards Chase 5/24 rule?

What the subject says.  Anyone have any experience with this?

Message 1 of 4
3 REPLIES 3
Credit_hawk
Established Contributor

Re: HP on CLI request count towards Chase 5/24 rule?

No way 

FICO- Experian: 797, TransUnion: 781, Equifax: 804 (Updated Monthly)
Message 2 of 4
Anonymous
Not applicable

Re: HP on CLI request count towards Chase 5/24 rule?

The 5/24 rule means 5 new ACCOUNTS in 24 months, not 5 new inquiries.

 

Too many inquiries may also be a reason for denial, though.

Message 3 of 4
K-in-Boston
Epic Contributor

Re: HP on CLI request count towards Chase 5/24 rule?

They don't count HPs for the 5, just newly opened cards.  Between TU (2) and EX (4), I have 6 HPs from Chase alone.

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