Wow, here I felt that these forums were helpful and I go out on a limb to introduce myself and ask a question and instead get judged?
If you had bothered to read my post, let alone learn anything about me before making a comment like that, you would find that I do not find credit cards to be free money. I have had my share of credit trouble in the past since falling into the credit card trap that is college, which ultimately ended up in a bankruptcy. Since 2002 when my bankruptcy was discharged, I have spent my fair share educating myself about credit. My current issues stem from my past, and from the fact that our last year was difficult with my husband being laid off. Isn't that what a credit card is good for, in case of emergency use? Hell, I'd rather max out my cards than be evicted or have my electricity turned off...
Anyway, why am I even explaining myself to you. To everyone else who responded with a helpful post, I thank you. To those who like to think they are better than others..well, I don't think that I need to tell you where you can go.
