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Have Chase Freedom, when should I app for CSP?

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Anonymous
Not applicable

Have Chase Freedom, when should I app for CSP?

Just got the Freedom last week. This is my first card with Chase in over 8 years. I have been an AU on my wife's Disney card for 2 years now. How long do you think I should wait until I app for the CSP? I don't think the AU will help much but if I need to recon, they can see we have managed that one and PIF monthly on it.

 

My FICOs range from 730 to 755. Util is around 9 - 10%.  I did burn them about 8 years ago for about $1300 I think, maybe $1500. Thoughts??

Message 1 of 10
9 REPLIES 9
Creditaddict
Legendary Contributor

Re: Have Chase Freedom, when should I app for CSP?


@MstrPTato wrote:

Just got the Freedom last week. This is my first card with Chase in over 8 years. I have been an AU on my wife's Disney card for 2 years now. How long do you think I should wait until I app for the CSP? I don't think the AU will help much but if I need to recon, they can see we have managed that one and PIF monthly on it.

 

My FICOs range from 730 to 755. Util is around 9 - 10%.  I did burn them about 8 years ago for about $1300 I think, maybe $1500. Thoughts??


30 days from your freedom approval.

Message 2 of 10
Anonymous
Not applicable

Re: Have Chase Freedom, when should I app for CSP?

You can go right ahead and apply now.
Message 3 of 10
mrcredit7
New Contributor

Re: Have Chase Freedom, when should I app for CSP?

If apply now Chase will use same hp from Freedom, after 30 days, they will pull a new report..
Message 4 of 10
Luscher
Valued Contributor

Re: Have Chase Freedom, when should I app for CSP?

They will pull a new report
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 5 of 10
Anonymous
Not applicable

Re: Have Chase Freedom, when should I app for CSP?

Even without a preapproval I should be good? Thought I had to wait 90 days.

Message 6 of 10
Skye12329
Valued Contributor

Re: Have Chase Freedom, when should I app for CSP?

I got my Freedom and then CSP after 30 days but thats because i didnt think about applying within the 30 days. Also Chase will pull a new HP they dont use the same pull like 99% of the time. Also i wasnt pre-approved either, so if you have no baddies i think you would be fine, and if you have a low util. 

BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 12000 (6/23)
Sam's Club - 2500 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Message 7 of 10
Anonymous
Not applicable

Re: Have Chase Freedom, when should I app for CSP?

Just apped...for the 7-10 day message  Smiley Sad

Message 8 of 10
longtime_lurker
Valued Contributor

Re: Have Chase Freedom, when should I app for CSP?


@MstrPTato wrote:

Just apped...for the 7-10 day message  Smiley Sad


You are probably in verifications to make sure you're really trying to get a 2nd card so soon...I have to say I think it's too soon, but I don't know much about your profile. 

 

Good luck! And be sure to recon if needed as you've already taken the HP Smiley Happy

Current cards: MSUFCU Platinum, Amex PRG, Amex Surpass, Amex BCE, Citi Prestige, Citi Double Cash, Citi Premier, US Bank Cash +, Huntington Voice, AAviator, Sallie Mae, Discover IT, Chase Freedom TU:753 EQ Enhanced: 758
Message 9 of 10
xsvspd
Regular Contributor

Re: Have Chase Freedom, when should I app for CSP?

I got the 7-10 day message when I app'd for my Marriott... I got a request for verification in the mail, sent it in and got approved. If you don't get it, wait 6 months, then app again.

Hover over card to see limits

Starting score 3/2013 - 585. Score as of 5/2014 - 725.
Message 10 of 10
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