No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Just got the Freedom last week. This is my first card with Chase in over 8 years. I have been an AU on my wife's Disney card for 2 years now. How long do you think I should wait until I app for the CSP? I don't think the AU will help much but if I need to recon, they can see we have managed that one and PIF monthly on it.
My FICOs range from 730 to 755. Util is around 9 - 10%. I did burn them about 8 years ago for about $1300 I think, maybe $1500. Thoughts??
@MstrPTato wrote:Just got the Freedom last week. This is my first card with Chase in over 8 years. I have been an AU on my wife's Disney card for 2 years now. How long do you think I should wait until I app for the CSP? I don't think the AU will help much but if I need to recon, they can see we have managed that one and PIF monthly on it.
My FICOs range from 730 to 755. Util is around 9 - 10%. I did burn them about 8 years ago for about $1300 I think, maybe $1500. Thoughts??
30 days from your freedom approval.
Even without a preapproval I should be good? Thought I had to wait 90 days.
I got my Freedom and then CSP after 30 days but thats because i didnt think about applying within the 30 days. Also Chase will pull a new HP they dont use the same pull like 99% of the time. Also i wasnt pre-approved either, so if you have no baddies i think you would be fine, and if you have a low util.
Just apped...for the 7-10 day message
@MstrPTato wrote:Just apped...for the 7-10 day message
You are probably in verifications to make sure you're really trying to get a 2nd card so soon...I have to say I think it's too soon, but I don't know much about your profile.
Good luck! And be sure to recon if needed as you've already taken the HP