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Help With GAS CARD!

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Hotcoals91
Regular Contributor

Re: Gas stations

So this Citi custom cash, I would have gas stations as the 5% category every quarter?

Message 41 of 85
calisig
Regular Contributor

Re: Gas stations

you would use Citi Custom Cash for gas only, and that would automatically make gas your primary category to earn 5% on up to $500 spend every month.

13Oct22 Exp F8: 812
Message 42 of 85
creditfan
Established Contributor

Re: Gas stations

don't forget you're allowed to have more than 2 Custom Cards. Let's say you have 4 custom card, that means you have $2k spending power in gas monthly.

Others are below;

https://www.aboundcu.com/Spend-Save/Personal-Accounts/Credit-Cards unlimited gas card

https://www.usaa.com/inet/wc/bank-credit-card-cashback-rewards-plus-american-express?amp;wa_ref=cc_m... 3k yearly

less convenience way; buy gas gift card with where your card gives 5%.

 

 

Message 43 of 85
collics
Established Contributor

Re: Gas stations

@Hotcoals91 

 

You can still get 5% back for gas through the Discover card for the rest of the year. 

Q3 includes PayPal. Several gas stations apps have PayPal as a payment option including Shell and Chevron. 

Q4 includes Digital Wallets. Self explanatory. 

 

BK 7 FREE!
Newest to Oldest:


FICO8s Dec 2019

FICO8s Oct 31 2023
Message 44 of 85
ptatohed
Senior Contributor

Re: Gas stations

The Freedom cards have an offer for 5% gas 1st year.  And usually have 5% gas 1 - 2 quarters thereafter.  

https://creditcards.chase.com/cash-back-credit-cards/freedom

 

Nusenda should be gas 5% next quarter.  

https://www.nusenda.org/loans-credit-cards/credit-cards/platinum-cash-rewards-credit-card

 

 

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 45 of 85
Hotcoals91
Regular Contributor

Re: Gas stations

Well I figured out gas for next quarter it's 5% on my freedom flex through September

Message 46 of 85
expatCanuck
Super Contributor

Gas card of choice?

Good afternoon, FICOzens.

 

Recently, we've discussed dining and groceries. 

 

In this era of $5/gal, let's talk about gas.

 

Disco (and sometimes Affinity and Chase) have quarter-specific 5% offers. 

 

For new Freedom Unlimited cards, Chase has a one-year offer for 5%.  And the PNC Cash Rewards offers 4%.

 

What else?

 

(And have a safe and happy 4th!)

 


2025 Goal: save 3 months' net income

Starting FICO8: 666 (give or take a FICO)
[ Last INQ 14-Sep-2025 ]
EQ8500 INQ7y4m
EX8504 INQ (2 CC, 2 auto)7y
TU8501 INQ (CC)6y8m
3/241/12AoYA 10m | AoOA 24y2m~1%

Yeah, FICO 9 is 850 as well. Smiley Happy
Message 47 of 85
OmarGB9
Community Leader
Super Contributor

Re: Gas card of choice?

Well my two cards that give larger rewards on gas both only give 3%. The NFCU MoreRewards Amex, and the Amex BCP.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 48 of 85
MySunrise271
Established Contributor

Re: Gas card of choice?

Citi Costco VS  offers 4% and of course, you could opt to use Citi Custom Cash MC as your dedicated gas card for 5%

Message 49 of 85
calisig
Regular Contributor

Re: Gas card of choice?

Unfortunately the only gas card I knew of that was greater than 3% unlimited spend gas rewards was: https://www.cardless.com/cards/pelicans

 

All the other greater than 3% gas rewards cards have $6k-ish annual gas or combined spend limits, or policies that restrict card membership, such as Abound CU ...

 

 

13Oct22 Exp F8: 812
Message 50 of 85
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