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This approve my point that creditcard compaines just want you to go into debt, please don't take this wrong way I don't that Amex should give some one morne then third of a income and such low income, only thing could is that a person could go intodebt and the intrest will hurt and make it hard to get out of creditcard dedebit. Please note that I am creditcard junkie I just want total cl of 250K some day just say that I have it. I could never pay that much back.
@Peteyglad wrote:Generally bank will not be able to give you a credit limit without you first applying for the card. The only instance I have seen different than this is my local CU. They will occasionally send me preapprovals with a credit limit mentioned. The last one I got said the card would come with a $35k credit limit. This is definitely not the norm though.
Can you share the name of your CU?