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High CL with Barclays?

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Anonymous
Not applicable

High CL with Barclays?

How common is it for Barclays to issue $10K, 15K, or even 20K+ CL? They seem to have a stigma of being stingy so I'm curious how many here have high CLs with them.

Message 1 of 17
16 REPLIES 16
UFGuy2006
Established Contributor

Re: High CL with Barclays?

I have a 15 k priceline card and a 10 k us air card... The 10k card was an instant approval online.
Message 2 of 17
youngandcreditwrthy
Senior Contributor

Re: High CL with Barclays?

I saw a $25k cl on a Credit Report at my job. The person had an 803 FICO! And like two Amexes with $25k each! Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 3 of 17
shane82388
Established Contributor

Re: High CL with Barclays?

i started at $2300 on my Apple Barclays card and get a $1000 CLI automatically roughly every 6 months....im at $5300 right now after a few years.

Message 4 of 17
tray
Valued Contributor

Re: High CL with Barclays?

 I have a B&N Mastercard with a 13,500.00 limit, it was at 10,000 but closed my apple visa with a 3,500 limit and was able to transfer whole cl without any problems.


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Message 5 of 17
FinStar
Moderator Emeritus

Re: High CL with Barclays?

Barclays does issue high CLs but it appears generally for folks with optimal credit files, positive history, mid-to-high income and whatnot.  My US Airways WMC is $12,500 while my Travelocity AMEX is $14,200.  Like Discover, Barclays just happens to be very conservative.

Message 6 of 17
Meltdownblitz
Frequent Contributor

Re: High CL with Barclays?

I agree, Barclays seems very conservative. I recently requested a CLI from my inital 4500 to 10k in 5 months but I maxed the 4500 then paid it almost off within those 5 months. The anaylst mentioned I had other lines around and above 10k but I wasn't making "full use of them" so she was only able to give me the 10k I requested with barclays for now and if I used much of the credit line they might be able to raise it. So it seems they aren't a lender that likes to give high lines unless they see you "using" much of the CL. In my eyes, it seems responsible that you have high lines but aren't "using" much of the CL, and what you do use, you PIF and which also helps with UTL and such. I guess Barclays sees it differently.



Barclays Uber - 4% Restaurants, 2% Online Purchases/Everyday Card || PenFed Cash - 5% Gas || Amazon Visa Signature - 5% Amazon || U.S. Bank Cash+ - 5% Utilities, 5% Cable/Internet || AMEX BCP - 6% Groceries || WF Cash - Cell Insurance || Rotating 5% Categories - Chase Freedom, Discover It, Citi Dividend || AMEX Zync - For Fun!

Message 7 of 17
Creditaddict
Legendary Contributor

Re: High CL with Barclays?

They are so bi-polar sometimes because I feel like I hear that a lot about them saying you aren't using your lines so we don't want to give you more

but then on the flip side you use lines and they take away theirs!

my partner got $15k instant on Business Barclay.... at 4 or so months that was CLD to $6450 I think it is because of increased debt on other accounts. I tried to have it reset then but have not talked to them since....

My mom had a Business BankAtlantic back many years ago and it was instant $20k online but they don't offer that card anymore.

Message 8 of 17
lg8302ch
Senior Contributor

Re: High CL with Barclays?

I got 10K on my Arrival wmc and this being new card #6 in less than 6 months ... LOL
Message 9 of 17
Exonumist
Established Contributor

Re: High CL with Barclays?

I know of someone that has a $25k limit. Granted it's an old trade line, he's retired in his sixties, and he has zero debt. I don't know what his FICO is..Though I'm sure it's well into the 800s. 

Message 10 of 17
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