High limit credit card?

[Jccflat]

My husband has a penfed 43k

[Aim_High]

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@Jccflat wrote:
My husband has a penfed 43k

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Nice

Was that his SL or did he work up to that?  How long did it take? And which card?

[AllZero]

PenFed's current policy for new members are $10k max CC limit. CC limits per card is 25k unless it's been grandfathered in. Total exposure is $50k.

[Anonymous]

I have a 50k Penfed Promise that took me about 3.5 years to get there. I use it when I need to carry balances at low API.

BTW I have a 10K PLOC, is PLOC CLI an HP?

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@AllZero wrote:
PenFed's current policy for new members are $10k max CC limit. CC limits per card is 25k unless it's been grandfathered in. Total exposure is $50k.

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[AllZero]

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@Anonymous wrote:

I have a 50k Penfed Promise that took me about 3.5 years to get there. I use it when I need to carry balances at low API.

BTW I have a 10K PLOC, is PLOC CLI an HP?

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It's probably a HP for any credit product or CLI with PenFed. I'm not sure what is the max on the PLOC, 10K perhaps? I believe you can have more than one PLOC if you have additional accounts.

[FinStar]

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@AllZero wrote:

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@Anonymous wrote:

I have a 50k Penfed Promise that took me about 3.5 years to get there. I use it when I need to carry balances at low API.

BTW I have a 10K PLOC, is PLOC CLI an HP?

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It's probably a HP for any credit product or CLI with PenFed. I'm not sure what is the max on the PLOC, 10K perhaps? I believe you can have more than one PLOC if you have additional accounts.

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The max CL for PenFed's PLOC is $25K.  And, correct it's HP for a CLI.  The Thrifty Credit Service (or Overdraft Line of Credit) is a separate product, not a PLOC. 

[Anonymous]

Apple card if you have an iphone

[longtimelurker]

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@Anonymous wrote:
Apple card if you have an iphone

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I don't think we've seen many $50K SL on that card though

[Aim_High]

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@longtimelurker wrote:

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@Anonymous wrote:
Apple card if you have an iphone

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I don't think we've seen many $50K SL on that card though

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+1  Not only that, but I would go as far to say that at least 80% of Apple Card holders were significantly disappointed in the SL they were awarded or the CLIs they received.  There were only a couple of $40K, some in the $20K to $40K range.  Most well under $10K.  GS Bank has been ultra-conservative. 

[Anonymous]

High limits often go hand-in-hand with the relation you have with the lender - If you have such with Chase for example - CSR is a great path for such a request