Good to know for future reference .. Thanks @coldfusion 
May the vending machine smile upon you today
@M_Smart007 wrote:Good to know for future reference .. Thanks @coldfusion
May the vending machine smile upon you today
Thanks - happily is has been, I needed the additional caffeine.
@Anonymous wrote:
High limits often go hand-in-hand with the relation you have with the lender - If you have such with Chase for example - CSR is a great path for such a request
True. And sometimes, ironically, the relationship matters not in the least.
I had hoped for relationship mattering with the aforementioned Goldman Sachs Apple card since I already had large six-figure deposits in their money market account. It helped me absolutely none in my SL or CLI request.
Strange but recently that account now has a fraction of the previous deposits! I wonder why ... 
@AllZero wrote:
PenFed's current policy for new members are $10k max CC limit. CC limits per card is 25k unless it's been grandfathered in. Total exposure is $50k.
That must be a rather recent change. Last 2 years or so. I have a 2017 PenFed account where it was my first credit account with them and they issued it at $14,000.
@FinStar wrote:
@AllZero wrote:
@Anonymous wrote:I have a 50k Penfed Promise that took me about 3.5 years to get there. I use it when I need to carry balances at low API.
BTW I have a 10K PLOC, is PLOC CLI an HP?
It's probably a HP for any credit product or CLI with PenFed. I'm not sure what is the max on the PLOC, 10K perhaps? I believe you can have more than one PLOC if you have additional accounts.
The max CL for PenFed's PLOC is $25K. And, correct it's HP for a CLI. The Thrifty Credit Service (or Overdraft Line of Credit) is a separate product, not a PLOC.
Thank you for the clarification on the PLOC CL max.
I recalled reading someone's post on the PLOC, 2nd PLOC might have been a joint account? I'll have to research...
@zerofire wrote:
@AllZero wrote:
PenFed's current policy for new members are $10k max CC limit. CC limits per card is 25k unless it's been grandfathered in. Total exposure is $50k.That must be a rather recent change. Last 2 years or so. I have a 2017 PenFed account where it was my first credit account with them and they issued it at $14,000.
IIRC it was for 2019. Recent data points in the approvals forum appears that PenFed is offering more than $10K SL.
@AllZero wrote:
@zerofire wrote:
@AllZero wrote:
PenFed's current policy for new members are $10k max CC limit. CC limits per card is 25k unless it's been grandfathered in. Total exposure is $50k.That must be a rather recent change. Last 2 years or so. I have a 2017 PenFed account where it was my first credit account with them and they issued it at $14,000.
IIRC it was for 2019. Recent data points in the approvals forum appears that PenFed is offering more than $10K SL.
^ ^ This is true. I opened new accounts with PenFed in November and applied for the Power Cash Rewards card at the same time, so no prior relationship. They approved me with a $15K limit. I wonder if I wouldn't have gone higher if I had either established banking for awhile first or else if I had not added numerous other cards prior to the Power Cash in 2019. (I saw SLs with PenFed as high as $25K last year.)