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Highest Cash Advance line ratio?

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Anonymous
Not applicable

Re: Highest Cash Advance line ratio?

My MSU card is 100% as is CASE so $5,000 and $2,000. One of my QS's is $1,000 and the other $250. Barclays is $1,000 also. I have used them before, only in small amounts and usually paid back the same amount ASAP. Pretty sure nothing terrible happened because of it lol.

Message 21 of 31
Andy77
Valued Contributor

Re: Highest Cash Advance line ratio?

100 % 15k credit limit, 15k cash limit with Penfed

Message 22 of 31
Turbobuick
Established Contributor

Re: Highest Cash Advance line ratio?

For the longest time, Merrick Bank statements said all my CL(9700) was available for cash at the normal 6.15%. I checked again because of this thread and found I only have 1900 available now, but at least its still 6.15% and not some penalty rate. I probably got a notification statement of changing terms and ignored it.

Message 23 of 31
youngandcreditwrthy
Senior Contributor

Re: Highest Cash Advance line ratio?

I've noticed most issuers dont automatically increase the Cash Line when you get a regular CLI. I think its something they have to manually do.

 

Most of mine are around 5-10% due to the fact that many of my credit lines have grown over the years. Barclay's is about 50%. I remember my now closed Crapital One and HSBC accounts havin 100% available to take out. and Chase is around 20-50%

 

this is something I don't think is set in stone with most issuers. Just depends. In any event, I have about 40k avail worth of cash. LOL

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 24 of 31
One7
Valued Contributor

Re: Highest Cash Advance line ratio?

Nice! Let's go to Vegas Smiley Happy

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 25 of 31
youngandcreditwrthy
Senior Contributor

Re: Highest Cash Advance line ratio?

I won $50 at Winstar the other day. Not bad. haha I love the penny machines. I'm cheap when it comes to gambling. haha

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 26 of 31
Anonymous
Not applicable

Re: Highest Cash Advance line ratio?

Both of my NFCU cards are 100% ratio. 

Message 27 of 31
Anonymous
Not applicable

Re: Highest Cash Advance line ratio?

My local bank gives me 100% cash on a CL of $10K. The APR is 6.9% fixed rate.

Message 28 of 31
One7
Valued Contributor

Re: Highest Cash Advance line ratio?


@youngandcreditwrthy wrote:

I won $50 at Winstar the other day. Not bad. haha I love the penny machines. I'm cheap when it comes to gambling. haha


Awesome! Haha I don't gamble at all! I'm terrible at it and don't know when to stop

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 29 of 31
jsucool76
Super Contributor

Re: Highest Cash Advance line ratio?

I have 100% on my cap1
Message 30 of 31
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