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Highest Cash Advance line ratio?

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Duffenbrau
Valued Member

Re: Highest Cash Advance line ratio?

My MSU card is 100% as is CASE so $5,000 and $2,000. One of my QS's is $1,000 and the other $250. Barclays is $1,000 also. I have used them before, only in small amounts and usually paid back the same amount ASAP. Pretty sure nothing terrible happened because of it lol.

MSUFCU $5K| CASECU $2K| Discover it $1.5K| QuicksilverOne $2.5K(x2)| Playstation Visa $750| US Bank Flexperks Select $2.5K| Barclay Rewards $2.5K| Home Depot $2.7K| Best Buy $1.5K| Walmart $1.3K| Amazon $2.7K| PayPalSC $800| Target $800
Message 21 of 31
Andy77
Valued Contributor

Re: Highest Cash Advance line ratio?

100 % 15k credit limit, 15k cash limit with Penfed

Message 22 of 31
Turbobuick
Established Contributor

Re: Highest Cash Advance line ratio?

For the longest time, Merrick Bank statements said all my CL(9700) was available for cash at the normal 6.15%. I checked again because of this thread and found I only have 1900 available now, but at least its still 6.15% and not some penalty rate. I probably got a notification statement of changing terms and ignored it.

Message 23 of 31
youngandcreditwrthy
Senior Contributor

Re: Highest Cash Advance line ratio?

I've noticed most issuers dont automatically increase the Cash Line when you get a regular CLI. I think its something they have to manually do.

 

Most of mine are around 5-10% due to the fact that many of my credit lines have grown over the years. Barclay's is about 50%. I remember my now closed Crapital One and HSBC accounts havin 100% available to take out. and Chase is around 20-50%

 

this is something I don't think is set in stone with most issuers. Just depends. In any event, I have about 40k avail worth of cash. LOL

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 24 of 31
One7
Valued Contributor

Re: Highest Cash Advance line ratio?

Nice! Let's go to Vegas Smiley Happy

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 25 of 31
youngandcreditwrthy
Senior Contributor

Re: Highest Cash Advance line ratio?

I won $50 at Winstar the other day. Not bad. haha I love the penny machines. I'm cheap when it comes to gambling. haha

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 26 of 31
greeneman21
Contributor

Re: Highest Cash Advance line ratio?

Both of my NFCU cards are 100% ratio. 

Wallet: NFCU CashRewards 35k-- USAA AMEX 28k-- USAA World MC 22k-- Discover IT 17.5k--Chase Freedom 23.5k-- NFCU NavCheck 15k
Message 27 of 31
Anonymous
Not applicable

Re: Highest Cash Advance line ratio?

My local bank gives me 100% cash on a CL of $10K. The APR is 6.9% fixed rate.

Message 28 of 31
One7
Valued Contributor

Re: Highest Cash Advance line ratio?


@youngandcreditwrthy wrote:

I won $50 at Winstar the other day. Not bad. haha I love the penny machines. I'm cheap when it comes to gambling. haha


Awesome! Haha I don't gamble at all! I'm terrible at it and don't know when to stop

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 29 of 31
jsucool76
Super Contributor

Re: Highest Cash Advance line ratio?

I have 100% on my cap1
Message 30 of 31
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