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My MSU card is 100% as is CASE so $5,000 and $2,000. One of my QS's is $1,000 and the other $250. Barclays is $1,000 also. I have used them before, only in small amounts and usually paid back the same amount ASAP. Pretty sure nothing terrible happened because of it lol.
100 % 15k credit limit, 15k cash limit with Penfed
For the longest time, Merrick Bank statements said all my CL(9700) was available for cash at the normal 6.15%. I checked again because of this thread and found I only have 1900 available now, but at least its still 6.15% and not some penalty rate. I probably got a notification statement of changing terms and ignored it.
I've noticed most issuers dont automatically increase the Cash Line when you get a regular CLI. I think its something they have to manually do.
Most of mine are around 5-10% due to the fact that many of my credit lines have grown over the years. Barclay's is about 50%. I remember my now closed Crapital One and HSBC accounts havin 100% available to take out. and Chase is around 20-50%
this is something I don't think is set in stone with most issuers. Just depends. In any event, I have about 40k avail worth of cash. LOL
Nice! Let's go to Vegas
I won $50 at Winstar the other day. Not bad. haha I love the penny machines. I'm cheap when it comes to gambling. haha
Both of my NFCU cards are 100% ratio.
My local bank gives me 100% cash on a CL of $10K. The APR is 6.9% fixed rate.
@youngandcreditwrthy wrote:I won $50 at Winstar the other day. Not bad. haha I love the penny machines. I'm cheap when it comes to gambling. haha
Awesome! Haha I don't gamble at all! I'm terrible at it and don't know when to stop