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How Do You Keep Up With Your Cards

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Anonymous
Not applicable

Re: How Do You Keep Up With Your Cards

Yodlee MoneyCenter is superior than mint.com to keep track of due dates of credit cards, balances of bank accounts and most other accountslike insurance due dates, airline reward miles etc.

 

It has the ability to track information of your most major banks in the world.

Message 11 of 42
LS2982
Mega Contributor

Re: How Do You Keep Up With Your Cards


@HYPASS33 wrote:
I'm sure everyone does it differently but I just want to get some ideas on keeping up to make sure UT is good and you make sure you get things paid before statement hits. Thoughts??

Trying that manilla out now Smiley Tongue




EQ FICO 548 3/3/16
Message 12 of 42
unc0mm0n1
Established Contributor

Re: How Do You Keep Up With Your Cards

I buck conventional wisdom and just close them down. I'm extremely busy and I don't want to check 15 acc's for fraud or if something went wrong. I've closed 4 CCs in the past few months. It hasn't really affected my score at all. I actually saw a small bump but I think that was just from the increased AAoA. TBF the cards I closed had very low CLs, from companies like USAA who don't like to do CLIs and closing them didn't hurt my util because it's always < 5%. Maybe in 10 years I'll feel it but the truth is by that time I should have a home, plus my other cards should have matured. 

Last App March 23, 2015. Gardening until November 25, 2015
Current Score: 766 EX 734 EQ 780 TU 6/30/2015Starting Score/Goal Score: 580s/780s across the board
Message 13 of 42
Anonymous
Not applicable

Re: How Do You Keep Up With Your Cards

MS Money.  It's no longer supported now, but still works great for tracking everything.  You can download the "sunset" version for free.

Message 14 of 42
HiLine
Blogger

Re: How Do You Keep Up With Your Cards

I use Check (formerly Pageonce) for all my financial accounts. 

Message 15 of 42
Tazman81
Established Contributor

Re: How Do You Keep Up With Your Cards


@Anonymous wrote:

MS Money.  It's no longer supported now, but still works great for tracking everything.  You can download the "sunset" version for free.


+1  ..  I liked MS Money...

 

I now use Quicken to track all of my items.  I don't buy the newest version each year as they have not made significant changes over the past 3-4 years.


Current Score: Eq: 823 Tu: 830
Goal Score: Eq: 850 Tu: 850

Wallet: PenFed Power Cash 50k | AMEX Blue Cash (AU) 49.5k | Cap One QSMC 26.5k | AMEX Platinum NPSL | USAA Signature Visa 25k
Message 16 of 42
Anonymous
Not applicable

Re: How Do You Keep Up With Your Cards

All cards have the same due date. Everything is on "pay balance in full" auto-pay. Mint.com to track transactions. I also only really use my JPMC cards, and there's a unified online portal for that which links to all my JPMPB accounts.
Message 17 of 42
Anonymous
Not applicable

Re: How Do You Keep Up With Your Cards


@HiLine wrote:

I use Check (formerly Pageonce) for all my financial accounts. 


+1 

If I didn't have this app I'm pretty sure I would forget to pay when the statement hits because I have different closing dates for all my cards.

Message 18 of 42
Anonymous
Not applicable

Re: How Do You Keep Up With Your Cards

MS Money (I'm sure quicken can as well) can even track rewards, which is pretty cool.  I like to see everything and the reports are great.  I can track what I'm spending on, import statements, etc.  Not sure about the online services, but being that I plunk everything into Money...I don't think I'd wanna do that on a website.

Message 19 of 42
LS2982
Mega Contributor

Re: How Do You Keep Up With Your Cards

For those who use manilla, how do you like it?




EQ FICO 548 3/3/16
Message 20 of 42
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