How Long Till New CCs Show on CR?

[Anonymous]

I have a new American Express and Discover CC; will it take two months for them to show on my credit report? I see the inquiries though.

[Anonymous]

It depends on the bank or lender. I got CCs and auto refi from DCU and a CC from Penfed and they already showed up on my EX. I just got them about 2 weeks ago . I am not sure with AMex and Discover though.

[Anonymous]

It varies with each card.  As mentioned before PenFed was really quick. BofA is really slow. I don't have an AmX (blacklisted, I think.) Discover is somewhere in the middle. 

[Wovenyarn]

I was approved for Discover last Tuesday and it's still not on my CR.  Barclay's and Lowe's hit almost the next day.  BoA took 2 months to update my CLI so I'm not holding my breath on when the new card is going to report.

[Anonymous]

Discover it took 3 weeks to show up for me.

[dstew201]

Wow.. Discover was pretty much immediate.. I have a delta Amex and EVERY DAY card and both have not show up yet, maybe after the first statement cut? It's really skewing my util %!!!!!!

[mitchblue]

Barclay definitely fast.

[lhcole77]

My Amex cards have taken as long as 3 months, as short as 1

[Anonymous]

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@Anonymous wrote:

I have a new American Express and Discover CC; will it take two months for them to show on my credit report? I see the inquiries though.

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Generally, it doesnt take that long for a new account to show up. It does depend on the financial institution. American Express and Discover It are pretty quick. IIRC, I think mine showed up within 2 weeks or less. I'm curious... Is it really important? Are you planning to apply for other cards before they report?

SN: It took my PNC Core visa almost a month to report to my TU CR.

[tntexans72]

Generally when your 1st statement cut the bank will report your 1st balance to the bureaus. That usually will be about 1 month on average.