How Many Credit Cards Do YOU have?

[Anonymous]

Currently, I have:

Credit Cards

Cap1 Platinum Visa - 6400

Cap1 NHCR MasterCard - 750

Orchard Bank - 400

First Premier (going bye-bye next month) - 600

Dillard's Amex - 1700

Charge Cards

Amex Green

Store Cards

JC Penney - 1500

Kay Jewelers - 5100

[scottwagnon]

right now its 17:

16 major 1 retail -- total limit 158000

major:                                                                                                                   retail:

discover IT 16000 10%                                                                                        Rc Willey 1500 21/0%

visa platinum Wells Fargo Rewards 13200 14.73%

visa platinum FNBO Bucksback 13800 15%

visa platinum FCB Elan 8800 17%

visa signature Capital One Quicksilver 8000 19.9%/15.9% july 2015

visa signature BankAmericard Cash Rewards 13200 11%

visa signature US Bank Cash Plus 8800 14%                      

visa signature Chase Freedom 8800 15%

amex Blue Cash Everyday 12000 10.24%

amex Hilton HHonors 5500 12.24%

amex TrueEarnings Costco 5000 15.24%

amex Clear 6800 14.24%

mastercard platinum HSBC Cash or Miles 10800 16%

mastercard world Citi Dividend 8800 11.24%

mastercard world Capital One VentureOne 5000 24.9%

mastercard world elite Capital One GM 12000 15.9%/0% may 2015

[Anonymous]

Here's mine:

Credit Card:

NFCU nCash 10K

Pearl Harbor CU 15K

Amex SPG 2K

Amex Clear 3K

Barclays itunes 2100

Cap One Cash Rewards 1500

Orchard Bank Platinum 1750

Charge Card

Amex Zync

Store Card

Kay Jewellers 7K

BB Store Card 800

[bobebob]

See signature below for details.

I only have 3 CC's (4 if you count the corporate, but that's my company's really).  And I only got the Walmart Discover last month to get the free Fico scores.

I don't get the numbers of accounts some have.  I can see wanting a decent amount of available credit, but beyond that why would you want to have to keep track of 30+ cards?

I run everything I can through the Costco AmEx to get the cashback. I have the Visa for a back up and for places that don't take the AmEx.

I'd rather get healthy CL's from a handful of cards than make my own playing card deck.

I don't know.  I figure get the best card (rewards or whatever benefits you the most) you can for each brand (Visa, MC, Disc, AmEx) and work to get the limits you need to take care of biz-ness.

I may add a real Discover card at some point (vs the Walmart Discover @ 23%).  But I don't know if I can really rationalize the need.  I haven't found any place that accepted MC or Disc (don't have), but not AmEx or Visa (have).  And if I maxed out the limits I have on my cards now, it would take me years to pay it off. While it's nice to see big CL's, it's not like I can realistically expect to be able to fully utilize them and not shoot myself in the foot.

Can you really say that you derive a benefit from every card you own that outweighs the cost and effort of keeping track of them all?

{and Credit Karma can take its Grade of "C" for my number of trade lines (13) and stick it where the sun don't shine - I can't believe that they want more than 21 to give you an "A"!}

[Anonymous]

I might have already posted in this thread.. Oh well.

In order from oldest to newest.

US Bank For College Students: $500

J. Crew Store Card (WFNNB): $1420

Citi Dividend Platinum Select: $4000

AMEX Clear: $2000

Chase Freedom: $3000

[Anonymous]

I posted here before, but I figured I'd post an update for new cards, plus limits.

Citi AAdvantage World Elite MasterCard - $50,000.

Citi Forward Visa Card - $23,000.

Citi Thank You World Elite MasterCard - $19,000.

Citi Thank You American Express Card - $13,800.

Citi Shell Platinum MasterCard - $10,000.

Citi Home Depot Store Card - $17,000.

Navy Federal Platinum Visa Card - $30,000.

Navy Federal nRewards Visa Card $30,000.

American Express Green Card - $N/A.

American Express Blue Preferred - $16,000.

Ameriprise World Elite MasterCard - $15,000.

Chase Sapphire Preferred - $21,000.

Chase Freedom Visa Card - $20,000.

Bank of America American Express Card - $40,000.

Nationwide Personal Visa Card $17,500.

Nationwide Business Visa Card - $12,000.

ChevronTexaco Visa Card - $11,300.

HSBC Platinum MasterCard with Cash or Fly Rewards - $9,500.

U.S. Bank FlexPerks SelectRewards Visa Card - $28,000.

U.S. Bank Premier Line of Credit Platinum Access Visa Card - $25,000.

Wells Fargo Platinum Visa - $7,700.

I have other cards... I just can't think of them right now... the quandaries of a credit whore, I know, lol... 

Edit: For some reason this keeps saying I'm quoting something, which I'm not, just to say. O.o

[Anonymous]

Surprised I've never seen this...I'll bite.

Credit Cards:

Citi Dividend Visa for College Students: $4,000

BoA Platinum Plus Student Visa: $800

Barclays NFL (Colts) Visa: $500

Cap1 Classic MC: $500

Cap1 MTV Visa: $300

Florida State University CU Student MC: $500

Charge Cards:

American Express Zync 

Store Cards:

Walmart Credit Card

So 6 credit cards, 1 charge and 1 store. 

[sandsanta]

Credit Cards:

Socked:

CreditOne Bank : 750$

Cap1 Platinum: 351$

Orchard Bank MC: 500$

Wallmart: 900$

Wells Fargo Platinum Visa: 800$

Cap1 Venture Visa(AU) : 19000$

Wells Fargo Plat Visa(AU): 19000$

Wallet:

BofA 123 Rewards Visa : 5000$

Discover More: 4500$

Amex BCE: 3700$

Charge Cards

Wallet:

Amex Zync

Amex Gold

[mxp114]

---

@Anonymous wrote:

I posted here before, but I figured I'd post an update for new cards, plus limits.

Citi AAdvantage World Elite MasterCard - $50,000.

Citi Forward Visa Card - $23,000.

Citi Thank You World Elite MasterCard - $19,000.

Citi Thank You American Express Card - $13,800.

Citi Shell Platinum MasterCard - $10,000.

Citi Home Depot Store Card - $17,000.

Navy Federal Platinum Visa Card - $30,000.

Navy Federal nRewards Visa Card $30,000.

American Express Green Card - $N/A.

American Express Blue Preferred - $16,000.

Ameriprise World Elite MasterCard - $15,000.

Chase Sapphire Preferred - $21,000.

Chase Freedom Visa Card - $20,000.

Bank of America American Express Card - $40,000.

Nationwide Personal Visa Card $17,500.

Nationwide Business Visa Card - $12,000.

ChevronTexaco Visa Card - $11,300.

HSBC Platinum MasterCard with Cash or Fly Rewards - $9,500.

U.S. Bank FlexPerks SelectRewards Visa Card - $28,000.

U.S. Bank Premier Line of Credit Platinum Access Visa Card - $25,000.

Wells Fargo Platinum Visa - $7,700.

I have other cards... I just can't think of them right now... the quandaries of a credit whore, I know, lol... 

Edit: For some reason this keeps saying I'm quoting something, which I'm not, just to say. O.o

---

I assume you make well over $100,000 a year for this level of potential exposure? Just curious because I haven't seen anyone on here with that level. If not, how do you get limits that high on a sub-six figure income?

[Smug]

<a href="http://s1116.photobucket.com/albums/k575/applegoddess1/?action=view&current=14f58c6c.jpg" target="_blank"><img src="http://i1116.photobucket.com/albums/k575/applegoddess1/14f58c6c.jpg" border="0" alt="Photobucket Pictures, Images and Photos" /></a>

Missing a discover and amex