Re: How To Get An Ally Invite

Varsity_Lu · ‎12-31-2024

Sitting here watching the Tony Tiger Bowl and saw an ad from Ally bank, looked them up, and discovered all their cards are invite only. I'm not saying I want one of their cards, but I am curious as to how someone would get an invite?

FICO® 8: 834 (Eq) · 827 (Ex) · 812 (TU)

Patient957 · ‎12-31-2024

Having a bank account with them is one way.

I have 2 Ally cards. I've had a spending account with them for years. I think I got my first invite from them through a match on Experian, with a low 600s score. The second one was a preapproval by email exactly 1 year after getting the first card.

They're okay cards, both no AF. One is 3% cash back gas and groceries. Both are sock drawered, but they served a purpose in my rebuild.

They don't allow CLI requests, which is annoying.

MileHigh96 · ‎01-03-2025

@Varsity_Lu wrote:
Sitting here watching the Tony Tiger Bowl and saw an ad from Ally bank, looked them up, and discovered all their cards are invite only. I'm not saying I want one of their cards, but I am curious as to how someone would get an invite?

I got mine after they acquired Ollo, and then later on they sent me a pre-approval for another card that was 0% (including BT) for 18 months, so I took that one when it came in. But as for current invitations, I have seen them pop up occasionally on CK.

BK7 discharged - 06JUL2021
Loans:

Revolving Accounts (in the order they were opened):

Ally Everyday Cash Back Mastercard (converted from Ollo Platinum Rewards Mastercard) $4800 CL (opened 7/21/21)

Mercury Mastercard $4360 CL (opened 7/23/21)

Upgrade Triple Cash Rewards Visa Card $17,500 LOC (opened 8/4/21)

PenFed Pathfinder Rewards $6000 CL (opened 11/9/21)

Dell Pay Credit (converted from Dell Financial Services account) $6500 CL (opened 12/6/21)

Capital One Kohls Visa (converted from Kohls store card) $4050 CL (opened 12/13/21)

Upgrade Cash Rewards Visa Card $7,000 LOC (opened 3/17/22)

Capital One Quicksilver MC (PC'd from a Platinum card) $3200 CL (opened 5/6/22)

Capital One Savor One MC $5000 CL (opened 10/20/22)

Merrick Bank Double Your Line MC $2500 CL (opened 11/1/22)

NFCU cashRewards Plus $36000 CL (opened 3/17/23)

Affinity FCU Pure Rewards Visa $1500 CL (opened 5/18/23)

Bread Cashback AmEx $12500 CL (opened 5/23/23)

Canvas CU Platinum Elite MC $3000 CL (opened 5/25/23)

NFCU Go Rewards Visa $27000 CL (opened 6/16/23)

Petco Pay Mastercard $5100 CL (opened 6/29/23)

My GM Rewards Card Mastercard $5500 CL (opened 8/1/23)

Denver Broncos Extra Point Visa $9500 CL (opened 12/8/23)

NFCU More Rewards AmEx $17000 CL (opened 2/8/24)

Ally Unlimited Cash Back Mastercard $3000 CL (opened 4/3/24)

Service Credit Union Everyday Visa $2500 CL (opened 8/19/24)

BECU Cash Back Visa $16000 CL (opened 8/21/24)

Closed accounts:

Mission Lane Visa - first starter card after discharge (opened 7/7/21 - closed 4/1/23)

Capital One Quicksilver MC (downgraded from a Walmart Rewards MC and transfered CL to older QS card) (opened 11/4/22 - closed 04/09/25)

Best Egg Visa (opened 05/17/22 - closed 04/14/25)

0/6, 0/12, 5/24 new accounts
TCL: $168.5K

zerofire · ‎01-03-2025

I remember getting an invite in the mail mixed in with the junk mail many years ago when they were still Ollo. I have never gotten an invite after Ally took over. I think I am seriously outside the idea of what their customer is.

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A

Active:
Bank of America (Customized Cash Rewards VSC, Unlimited Cash Rewards WMC{PT}), Capital One (Discover It DC, Savor WEMC), Chase (Amazon Prime VSC, Freedom Flex WEMC [x2]), Citi (Custom Cash WEMC, Dividend MC), Citizens GreenSense WMC, Curve WEMC{S}, FNBO Ducks Unlimited VSC, GBank VSC, Imprint Rakuten AC, PenFed Pathfinder Rewards VSC, Santander Ultimate Cash Back WMC, Synchrony (OnePay Walmart CashRewards MC, PayPal Cashback WMC), UMB Simply Rewards VSC[Milford Federal], US Bank (Cash+ VSC [x2], Kroger Rewards WEMC, Pick n Save/Metro Market Rewards WEMC, Shield VC)
Wishlist: AAA Daily Advantage, AOD Signature, Aven, Bellco Colorado Rewards, Nusenda Platinum Cash Rewards, PCMCU Platinum Rewards, Redstone FCU Signature

burrissa · ‎01-03-2025

Ally showed up on my CreditKarma page the month after my BK13 was discharged (7/2023). I applied and was approved for 4K SL. I have PIF every month before due date and received one CLI of 100.00 in 18 months. The only category I use it for is the 3% at drugstores. It also gives you your Experian Fico bankcard 9 score.

pjinky · ‎01-23-2025

Not sure anyone will be getting one this second...

https://www.pymnts.com/acquisitions/2025/ally-sells-2-3-billion-credit-card-business-to-cardworks/

House1204 · ‎01-23-2025

@pjinky wrote:
Not sure anyone will be getting one this second...

https://www.pymnts.com/acquisitions/2025/ally-sells-2-3-billion-credit-card-business-to-cardworks/

Wonder if they will convert them all to Merrick Bank cards?

How To Get An Ally Invite

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How To Get An Ally Invite