How To Get An Ally Invite

Varsity_Lu · ‎12-31-2024

Sitting here watching the Tony Tiger Bowl and saw an ad from Ally bank, looked them up, and discovered all their cards are invite only. I'm not saying I want one of their cards, but I am curious as to how someone would get an invite?

FICO® 8: 806 (Eq) · 794 (Ex) · 812 (TU)

Patient957 · ‎12-31-2024

Having a bank account with them is one way.

I have 2 Ally cards. I've had a spending account with them for years. I think I got my first invite from them through a match on Experian, with a low 600s score. The second one was a preapproval by email exactly 1 year after getting the first card.

They're okay cards, both no AF. One is 3% cash back gas and groceries. Both are sock drawered, but they served a purpose in my rebuild.

They don't allow CLI requests, which is annoying.

MileHigh96 · ‎01-03-2025

@Varsity_Lu wrote:
Sitting here watching the Tony Tiger Bowl and saw an ad from Ally bank, looked them up, and discovered all their cards are invite only. I'm not saying I want one of their cards, but I am curious as to how someone would get an invite?

I got mine after they acquired Ollo, and then later on they sent me a pre-approval for another card that was 0% (including BT) for 18 months, so I took that one when it came in. But as for current invitations, I have seen them pop up occasionally on CK.

BK7 discharged - 06JUL2021
Loans:

Revolving Accounts (in the order they were opened):

Ally Everyday Cash Back Mastercard (converted from Ollo Platinum Rewards Mastercard) $4800 CL (opened 7/21/21)

Mercury Mastercard $4360 CL (opened 7/23/21)

Upgrade Triple Cash Rewards Visa Card $17,500 LOC (opened 8/4/21)

PenFed Pathfinder Rewards $6000 CL (opened 11/9/21)

Dell Pay Credit (converted from Dell Financial Services account) $6500 CL (opened 12/6/21)

Capital One Kohls Visa (converted from Kohls store card) $3300 CL (opened 12/13/21)

Upgrade Cash Rewards Visa Card $7,000 LOC (opened 3/17/22)

Capital One Quicksilver MC (PC'd from a Platinum card) $3200 CL (opened 5/6/22)

Capital One Savor One MC $5000 CL (opened 10/20/22)

Merrick Bank Double Your Line MC $2500 CL (opened 11/1/22)

NFCU cashRewards Plus $28000 CL (opened 3/17/23)

Affinity FCU Pure Rewards Visa $1500 CL (opened 5/18/23)

Bread Cashback AmEx $10000 CL (opened 5/23/23)

Canvas CU Platinum Elite MC $3000 CL (opened 5/25/23)

NFCU Go Rewards Visa $23000 CL (opened 6/16/23)

Petco Pay Mastercard $5100 CL (opened 6/29/23)

My GM Rewards Card Mastercard $5500 CL (opened 8/1/23)

Denver Broncos Extra Point Visa $8500 CL (opened 12/8/23)

NFCU More Rewards AmEx $9000 CL (opened 2/8/24)

Ally Unlimited Cash Back Mastercard $3000 CL (opened 4/3/24)

Service Credit Union Everyday Visa $2500 CL (opened 8/19/24)

BECU Cash Back Visa $16000 CL (opened 8/21/24)

Closed accounts:

Mission Lane Visa - first starter card after discharge (opened 7/7/21 - closed 4/1/23)

Capital One Quicksilver MC (downgraded from a Walmart Rewards MC and transfered CL to older QS card) (opened 11/4/22 - closed 04/09/25)

Best Egg Visa (opened 05/17/22 - closed 04/14/25)

0/6, 3/12, 11/24 new accounts
TCL: $144.2K

zerofire · ‎01-03-2025

I remember getting an invite in the mail mixed in with the junk mail many years ago when they were still Ollo. I have never gotten an invite after Ally took over. I think I am seriously outside the idea of what their customer is.

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A

Active:
Bank of America (Unlimited Cash Rewards WMC, Customized Cash Rewards WMC, Customized Cash Rewards VSC), Capital One Savor WEMC, Chase (Amazon Prime VSC, Freedom Flex WEMC [x2], Freedom Unlimited VC), Citi (Custom Cash WEMC, Dividend MC), Citizens GreenSense WMC, Curve WEMC(Suspended), Discover It C, FNBO Ducks Unlimited VSC, GBank VSC, PenFed (Platinum Rewards VSC, Pathfinder Rewards VSC), Santander Ultimate Cash Back WMC, Synchrony PayPal Cashback WMC, UMB Simply Rewards VC[Milford Federal], US Bank (Altitude Go VSC, Cash+ VSC [x2], Pick n Save/Metro Market WEMC)
Wishlist: AAA Daily Advantage, AOD Signature, Bellco Colorado Rewards, Nusenda Platinum Cash Rewards, PCMCU Platinum Rewards, Redstone FCU Signature

burrissa · ‎01-03-2025

Ally showed up on my CreditKarma page the month after my BK13 was discharged (7/2023). I applied and was approved for 4K SL. I have PIF every month before due date and received one CLI of 100.00 in 18 months. The only category I use it for is the 3% at drugstores. It also gives you your Experian Fico bankcard 9 score.

pjinky · ‎01-23-2025

Not sure anyone will be getting one this second...

https://www.pymnts.com/acquisitions/2025/ally-sells-2-3-billion-credit-card-business-to-cardworks/

House1204 · ‎01-23-2025

@pjinky wrote:
Not sure anyone will be getting one this second...

https://www.pymnts.com/acquisitions/2025/ally-sells-2-3-billion-credit-card-business-to-cardworks/

Wonder if they will convert them all to Merrick Bank cards?