How did that moderator guy here and others get 24 to 32 to 40+ credit cards? any tips please?

[Anonymous]

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@Remedios wrote:

Oh, really?

What's wrong with my signature? 

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There aren't enough seconds left in the life of the universe to even begin to answer that.......

[M_Smart007]

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@AverageJoesCredit wrote:

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@Remedios wrote:

Oh, really?

What's wrong with my signature? 

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Im old, me eyes are bad and i need color to see

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Please don't make fun of @Anonymous 

[Remedios]

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@Anonymous wrote:

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@Remedios wrote:

Oh, really?

What's wrong with my signature? 

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There aren't enough seconds left in the life of the universe to even begin to answer that.......

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You know I'm sensitive about my signature. You dont need to crush my feelings publicly

[lhcole77]

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@CaliCreditNoob wrote:

How did that moderator guy here and others get 24 to 32 to 40+ credit cards? any tips please?

What is the FASTEST route to achieve a rapid 18 to 30 credit cards? aka I don't want to become an old man or senior citizen before this happens.

My guess is "The Rich get Richer" , of it simply accelerates skywards as you reach 800 to 850 FICO 8 / 9?

Sort of like getting approved is not hard at all. I am trying to reply to that common poster moderator here of how did he get so many credit cards?

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I have 20 active cards and another 10(ish) that I have closed over the past 8+ years. ETA--I started my credit card life in 2011.

I haven't gotten a new card in almost 16 months, but plan to app at the end of August.

I usually app for 2 at a time so that they can age together. When I was building I would let 6 months pass in between new apps. And in the past 3(ish) years, I have gone 16 months and 24 months in between apps.

I app for cards I really want. Cash or miles rewards. I've travelled to 20+ countries on rewards.

I also go for cards with low APRs and frequent BT offers.

That has worked well for me.

My file is thick (current AoOA 17+ years, AAoA 7 years), no derogs, scores have varied 710-770 when apping (depending on year), good income, perfect payment history.

[Brian_Earl_Spilner]

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@M_Smart007 wrote:

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@Brian_Earl_Spilner wrote:

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@Anonymous wrote:

The best way to get 40+ cards is to apply for hundreds of them.   If you apply for 400, then you only need a 10% success!

Or, even easier, just list a bunch of cards in your signature.   That's what most people here do, I doubt if any forum member really has more than 5 cards.

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I got all the cards in my siggy. I just don't take them off when I get shut down for no use 

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Kudoed for your honesty

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It was a joke. They're all active and I have another 5-7 I haven't added. 

[M_Smart007]

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@Brian_Earl_Spilner wrote:

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@M_Smart007 wrote:

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@Brian_Earl_Spilner wrote:

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@Anonymous wrote:

The best way to get 40+ cards is to apply for hundreds of them.   If you apply for 400, then you only need a 10% success!

Or, even easier, just list a bunch of cards in your signature.   That's what most people here do, I doubt if any forum member really has more than 5 cards.

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I got all the cards in my siggy. I just don't take them off when I get shut down for no use 

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Kudoed for your honesty

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It was a joke. They're all active and I have another 5-7 I haven't added. 

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@Gmood1   is going to get jelly

#LivingTheScrubLife

[RadioRob]

OK. I'll bite and answer this one honestly without any pretense. 

I currently have 24 open revolving accounts and another 12 closed revolving accounts. The oldest was opened 10 years ago. 

4 were opened less than 12 months ago, 6 opened between 12-24 months, 8 opened 25-36 months back, and 6 more than 36 months ago. 

On average that's been about 1-2 cards a quarter. Some quarters more, others less but the average works out to about that. 

There is no technique to open 40 accounts at once. Credit is a marathon, not a race. Many of the folks here have been running a long time. 

My best suggestion is not to worry about quantity. Focus on quality and which cards best meet your needs. Get those and set your foundation on what will drive your everyday usage. Over time you'll see credit products that fill a niche use case or provide an offer to good to pass up (a la "sign up bonus" or SUB). You'll spot add those as they become appealing. 

Without really trying, suddenly you realize you're one of "those" people with a dedicated drawer that has more cards than socks.  :-)

[Anonymous]

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@CaliCreditNoob wrote:

How did that moderator guy here and others get 24 to 32 to 40+ credit cards? any tips please?

What is the FASTEST route to achieve a rapid 18 to 30 credit cards? aka I don't want to become an old man or senior citizen before this happens.

My guess is "The Rich get Richer" , of it simply accelerates skywards as you reach 800 to 850 FICO 8 / 9?

Sort of like getting approved is not hard at all. I am trying to reply to that common poster moderator here of how did he get so many credit cards?

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Don't try to get as many cards ASAP as that might increase your chances of getting shutdown by banks. Lots of these cards are accumulated over time. I used to have that many cards, but I've closed a lot of them now. It sure was a thrill but maintaining that many accounts is tiresome.

[AverageJoesCredit]

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@Gmood1 wrote:

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@AverageJoesCredit wrote:

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@Anonymous wrote:

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@AverageJoesCredit wrote:

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@Anonymous wrote:

Probably @K-in-Boston 

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Nope i think i know but he hasnt  been around since Covid.

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Fin? He never had his cards in his signature though. K does so it's a reasonable assumption. 

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Yup, thats my guess but @Gmood1  probably comes off like a Mod cuz he's got the best siggy on Fico

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😂😂😂😂

No that would be my buddy @credit_is_crack . 

I have too many to color coordinate.lol

It was me OP was referring to.

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Lol, oh i thought of Crackman for sure. Most coordinated  but i like how reading yours is like 2 posts in one😆

The skinny of it is OP, is TIME, is what you need most.  Pre covid, easier said than  done. Now, you better have a rock solid profile, income, and plenty of 🍀

[pinkandgrey]

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@Anonymous wrote:

The best way to get 40+ cards is to apply for hundreds of them.   If you apply for 400, then you only need a 10% success!

Or, even easier, just list a bunch of cards in your signature.   That's what most people here do, I doubt if any forum member really has more than 5 cards.

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Except @Mahraja   He has one high-limit card from every banking insitution in the country.