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How do you all use multiple CCs?

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haulingthescoreup
Moderator Emerita

Re: How do you all use multiple CCs?


@dnm45227 wrote:

@haulingthescoreup wrote:

@Anonymous wrote:

@haulingthescoreup wrote:

dizzier wrote: ... and listen to Bjork all day.
Ouch! Wearing the swan outfit thingy?
roamer has it that she was wearing it, but one of the inmates got a hold of a Nintendo Duck Hunt Pistol and that was the end of that.
Quaaaack!!!
did you call?

No, but it looks like maybe Bjork did! Smiley Surprised
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 21 of 41
Anonymous
Not applicable

Re: How do you all use multiple CCs?

Cap1- don't use, stuck @ $2k cl for 2.5yrs, $0 bal, so they're not getting action from me
 
CU- have $400 bal, one recurring monthly charge, paying it off slowly at 0% for the hx
 
Orchard- Get cash back but peeved with them now, so will get $500 bal left from a vacation paid off asap and use sparingly (vacation was cause of 2-day late payment, ha!)
 
Amex- Began using for most of my monthly expenses & PIF, hoping for nice cli 
Message 22 of 41
Anonymous
Not applicable

Re: How do you all use multiple CCs?

i'm getting the feeling i'm beeing watched. bjork, you do know myfico forums is a ducky sanctuary right?
Message 23 of 41
Anonymous
Not applicable

Re: How do you all use multiple CCs?

*takes aim at ducky's avatar...*
Message 24 of 41
Anonymous
Not applicable

Re: How do you all use multiple CCs?



dizzier wrote:
*takes aim at ducky's avatar...*


you and the rest of the universe!
Message 25 of 41
Anonymous
Not applicable

Re: How do you all use multiple CCs?

LOL Smiley Very Happy
Message 26 of 41
Anonymous
Not applicable

Re: How do you all use multiple CCs?

5 cards total
 
Cap1--sockdrawered until they increase my limit from $500
 
AMEX Blue---never put more than 30% on so I can pay in full
 
HSBC--use for almost everything because of cashback, usually let a balance report
 
Macys--online purchases
 
Express Store--still waiting on the card
 
5 just seems like a good number to me. After I get some history and CLIs with AMEX and HSBC I will probably close Cap1, they are treating me like crap. Will probably close Macys if I dont get some good CLIs this year, the limit is only $100 (are you freaking kidding me?)
Message 27 of 41
Anonymous
Not applicable

Re: How do you all use multiple CCs?



@dnm45227 wrote:


@Anonymous wrote:
*takes aim at ducky's avatar...*


you and the rest of the universe!



I believe today is the first day of hunting season in PA. Smiley Wink
Message 28 of 41
Anonymous
Not applicable

Re: How do you all use multiple CCs?

et' too?
Message 29 of 41
haulingthescoreup
Moderator Emerita

Re: How do you all use multiple CCs?


@Anonymous wrote:
5 cards total
Cap1--sockdrawered until they increase my limit from $500
AMEX Blue---never put more than 30% on so I can pay in full
HSBC--use for almost everything because of cashback, usually let a balance report
Macys--online purchases
Express Store--still waiting on the card
5 just seems like a good number to me. After I get some history and CLIs with AMEX and HSBC I will probably close Cap1, they are treating me like crap. Will probably close Macys if I dont get some good CLIs this year, the limit is only $100 (are you freaking kidding me?)

5 has a nice sound to me, too.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 30 of 41
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