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How do you use your Chase Freedom?

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delaney1
Established Contributor

How do you use your Chase Freedom?

I will be getting my Freedom in the mail in a few days and plan to use it for the bonus categories only. My everyday card is my Cap One QS. So, how do you use your Freedom?

Message 1 of 27
26 REPLIES 26
Skye12329
Valued Contributor

Re: How do you use your Chase Freedom?

By swiping it at POS or inserting for EMV Smiley Tongue

 

I use mine for categories and when someone doesnt take Discover

BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 12000 (6/23)
Sam's Club - 2500 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Message 2 of 27
Anonymous
Not applicable

Re: How do you use your Chase Freedom?

It's my everyday card. I use it for everything I would use a debit card for and pay in full every month.  Way back when you could still earn Ultimate Rewards points using a Chase debit card  I had leftover points so due to having a bunch of rewards money already I use the Freedom instead of my QS.


@delaney1 wrote:

I will be getting my Freedom in the mail in a few days and plan to use it for the bonus categories only. My everyday card is my Cap One QS. So, how do you use your Free


 

Message 3 of 27
delaney1
Established Contributor

Re: How do you use your Chase Freedom?


@Skye12329 wrote:

By swiping it at POS or inserting for EMV Smiley Tongue

 

I use mine for categories and when someone doesnt take Discover


HahaSmiley Happy

Message 4 of 27
Anonymous
Not applicable

Re: How do you use your Chase Freedom?

I only use it in 5% categories.

Its currently gas so it took over where my sallie mae was gas.

 

I wonder what the next categorie is? Amazon right?

 

Everything else is CAP1 QS and large no interest purchases are put on my AMEX ED

Message 5 of 27
OmarGB9
Community Leader
Super Contributor

Re: How do you use your Chase Freedom?

Right now mostly gas, with the occasional meal here and there.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 6 of 27
mcsmyth
Member

Re: How do you use your Chase Freedom?

Typically used only for categories, but now my everyday to build enough spend on it monthly and PIF

Message 7 of 27
baller4life
Super Contributor

Re: How do you use your Chase Freedom?

Categories. Currently gas!
Message 8 of 27
CreditCuriosity
Moderator Emeritus

Re: How do you use your Chase Freedom?

Freedom clearly beats the SM right now for this quarter.  UR's > 5% straight cash back Smiley Happy.  SM is not going to get much spend this quarter

Message 9 of 27
Anonymous
Not applicable

Re: How do you use your Chase Freedom?

I just use it for my bonus categories, gas this month.  I use my CSP for dining and will combine both for UR points.  Everything else gets juggled between my other cards. 

Message 10 of 27
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