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I'm curious to know how generous is Digital Credit Union with credit limits on their visa cards? My starting limit is 3K but I wonder if DCU is generous in CLI after 6 months, and how high is your card limit now?
i was approved for 7.5k but was giving a cli to 10k when i call them to do a BT.
@jsickz32 wrote:i was approved for 7.5k but was giving a cli to 10k when i call them to do a BT.
How long after you got your card did you get the increase?
2 months i think. when i called to do a BT i told them about my NFCU being at 10k which was gonna be better for my utl but the apr with them was better. i was put on hold and the lady told me they were able to raise my cl to 10k
@jsickz32 wrote:2 months i think. when i called to do a BT i told them about my NFCU being at 10k which was gonna be better for my utl but the apr with them was better. i was put on hold and the lady told me they were able to raise my cl to 10k
Oh that's good news! I just got mine with a 7500 limit in September and I was wondering how soon they would increase it.
Oh one other question, did they have to do a HP?
@jsickz32 wrote:i was approved for 7.5k but was giving a cli to 10k when i call them to do a BT.
Nice increase.
no they didnt. i didnt ask for the cli...i just mentioned that and the lady went on saying on how they appreciate my business and blah blah and said she was gonna see if she could raise my cli so it wouldnt affect my ult like i mentioned
Do you think 3 months is too soon to ask for a doubling of my credit limit?
They gave me $1,500 CL based on my income because I have a thin file at the moment. I was just recently approved a week ago so I'd like to know about CLI too....
@MountainHiker wrote:Do you think 3 months is too soon to ask for a doubling of my credit limit?
i dont know to be honest