How high of a credit limit can one USAA card have?

[Gmood1]

Okay I've read in the forums that $50,000 is the most they'll allow across multiple cards for one individual. Is $50k possible on one card?
Also does USAA follow a pattern of CLI's like some banks?
I've noticed BofA seems to follow a pattern, just from the CLI's I've received that mirrored others in the forum. Thanks for any input.

[takeshi74]

No idea on one card but max exposure is $50K.

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@Gmood1 wrote:
Also does USAA follow a pattern of CLI's like some banks?

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CLI's aren't just about the creditor.  That's only half the equation.  One's credit profile and income also matter.  if those do not qualify with any creditor then one will not see a CLI regardless of assumed "pattern".

Some of my USAA CLI'ds have been automatic.  Some have been initiated by me.  The biggest ones were initiated by me.

[Gmood1]

Thanks Takeshi, I've seen conflicting information regarding one card limits. Some reports say it's capped at $25k though I've seen folks here get $26k on one card.

I totally understand the whole income / profile. Even though not even income tells the entire story. There are plenty of us here that defy some of those so called variables.

[Anonymous]

I have $40k across two cards ($30k/$10k)...why don't you call and ask them...I don't think it's propriatery info...then you can let everyone know!

[Gmood1]

I also wanted to know if there was a rhythm to their CLI's. I'm sure they won't tell me that. lol

[Anonymous]

nobody here knows that info..its business confidential.

[Gmood1]

Not really, if you have enough data points. You can get a idea of their rhythm . Just as what's been done with BofA and Navy Fed.

[Anonymous]

When I apped for my card years ago, I was approved for a $50k limit on my Amex with USAA.  After a year I had the limit reduced as I was younger and thought it was too much.  I apped at the same time for the Amex with USAA and the GoRewards with NFCU which my CL was approved at $25k.

[Gmood1]

Thanks GemBlu for the info! Wow that was a whopper of a starting limit! Your scores must have been in the 800's?

[Anonymous]

Gmood1 If I remember correctly they were 740+ at the time because I was fairly new to high limits.  My income was $80,000, no baddies and utilization on the two cards I had was 0%.  I truly believe it was because I've been a member with both since I was a kid.  Who knows...I was quite shocked and at the time those were my highest limit cards.