Are you opting for the QS instead of the citi double cash because of the pre-qual offer?
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@Anonymous wrote:
In the end it will be better for my scores! But, anyway, I am sure you would not be surprised if I told you, you are not the first "pipe" guy who tries to psychoanalyze me...
<calming voice> And why do you say that?
@Anonymous wrote:
@Anonymous wrote:
In the end it will be better for my scores! But, anyway, I am sure you would not be surprised if I told you, you are not the first "pipe" guy who tries to psychoanalyze me...
<calming voice> And why do you say that?
When did you start feeling this way?
Obviously this all stems from your hatred for your great great grandmother let's expand on this a bit more..
Christina_xyt wrote:
RBFool wrote:The point of being in the garden is to age your accounts and have the best chance to get approved when apping.
If your last TL was June 2014 you shouldn't apply for anything until 1/2015. IF you decide to apply for say the QS card this month. It's 6 months from this month. Otherwise you'll get auto denied for having a TL within the last 6 months for some providers.
Just curious though.. Why isn't it December 2014 but January 2015 to be 6 months?
I know you don't need this answer as you've gotten a lot of help after this post.
But to answer: My view is that hard pulls are drastic on your report esp in my case where I'm rebuilding. So unless I know the date of my last HP I'd give it a buffer of a week or so. It just reduces the risk to me that i'll be denied because it's not within 6 months. It's the same reason in the AMEX fourm where people ask to app at midnight on the 61st day. You know what? wait until the 62nd or 63rd day, just a buffer to prevent a mistake.
@Anonymous wrote:
@Christina_xyt wrote:Being in the garden is so boring...
I originally started to garden in May 22nd.. BUT due to my curiosity of the shopping cart trick.. i got another open TL on June 22nd..
so my REAL gardening time started on June 23rd....
Cards that I want.. Not sure if I could do it all at once via an app spree (I don't think so)
Freedom.. (But this one I will wait for whenever they have the 200 sign up bonus..)
I have also decided to put an end to my Freedom deprivation, once they offer the $200 again. If what happened in 2013 repeats this year, we are exactly a month away from having that offer back. Stay tuned.
Oh I really hope they procrastinate until December! I am planning on going for the Freedom in December, but I also really want that $200 bonus. I wanted to wait till December that way I have 1 year of history = should be no recon necessary. (Chase likes 1 year for instant approvals.)
@14Fiesta wrote:
@Anonymous wrote:
@Christina_xyt wrote:Being in the garden is so boring...
I originally started to garden in May 22nd.. BUT due to my curiosity of the shopping cart trick.. i got another open TL on June 22nd..
Cards that I want.. Not sure if I could do it all at once via an app spree (I don't think so)
Freedom.. (But this one I will wait for whenever they have the 200 sign up bonus..)
I have also decided to put an end to my Freedom deprivation, once they offer the $200 again. If what happened in 2013 repeats this year, we are exactly a month away from having that offer back. Stay tuned.
Oh I really hope they procrastinate until December! I am planning on going for the Freedom in December, but I also really want that $200 bonus. I wanted to wait till December that way I have 1 year of history = should be no recon necessary. (Chase likes 1 year for instant approvals.)
I hope they wait until April/May of next year so i have 6mos with my CSP and SWA and get a good limit.
@Anonymous wrote:
@14Fiesta wrote:
@Anonymous wrote:
@Christina_xyt wrote:Being in the garden is so boring...
I originally started to garden in May 22nd.. BUT due to my curiosity of the shopping cart trick.. i got another open TL on June 22nd..
Cards that I want.. Not sure if I could do it all at once via an app spree (I don't think so)
Freedom.. (But this one I will wait for whenever they have the 200 sign up bonus..)
I have also decided to put an end to my Freedom deprivation, once they offer the $200 again. If what happened in 2013 repeats this year, we are exactly a month away from having that offer back. Stay tuned.
Oh I really hope they procrastinate until December! I am planning on going for the Freedom in December, but I also really want that $200 bonus. I wanted to wait till December that way I have 1 year of history = should be no recon necessary. (Chase likes 1 year for instant approvals.)
I hope they wait until April/May of next year so i have 6mos with my CSP and SWA and get a good limit.
I know they did 200 offer around that time this year. Maybe they are starting a schedule and are going to do it every year?
@Anonymous wrote:
@14Fiesta wrote:
@Anonymous wrote:
@Christina_xyt wrote:Being in the garden is so boring...
I originally started to garden in May 22nd.. BUT due to my curiosity of the shopping cart trick.. i got another open TL on June 22nd..
Cards that I want.. Not sure if I could do it all at once via an app spree (I don't think so)
Freedom.. (But this one I will wait for whenever they have the 200 sign up bonus..)
I have also decided to put an end to my Freedom deprivation, once they offer the $200 again. If what happened in 2013 repeats this year, we are exactly a month away from having that offer back. Stay tuned.
Oh I really hope they procrastinate until December! I am planning on going for the Freedom in December, but I also really want that $200 bonus. I wanted to wait till December that way I have 1 year of history = should be no recon necessary. (Chase likes 1 year for instant approvals.)
I hope they wait until April/May of next year so i have 6mos with my CSP and SWA and get a good limit.
Hey, you guys, you keep hoping the offer gets more and more delayed only because it would benefit you? How about my needs and my hopes? I mean, how selfish can you guys be? Only thinking of yourselves? Let's think about others in this forum, every once in a while, and be a little more supportive. Unbelievable!
@Anonymous wrote:
@Anonymous wrote:
@14Fiesta wrote:
@Anonymous wrote:
@Christina_xyt wrote:Being in the garden is so boring...
I originally started to garden in May 22nd.. BUT due to my curiosity of the shopping cart trick.. i got another open TL on June 22nd..
Cards that I want.. Not sure if I could do it all at once via an app spree (I don't think so)
Freedom.. (But this one I will wait for whenever they have the 200 sign up bonus..)
I have also decided to put an end to my Freedom deprivation, once they offer the $200 again. If what happened in 2013 repeats this year, we are exactly a month away from having that offer back. Stay tuned.
Oh I really hope they procrastinate until December! I am planning on going for the Freedom in December, but I also really want that $200 bonus. I wanted to wait till December that way I have 1 year of history = should be no recon necessary. (Chase likes 1 year for instant approvals.)
I hope they wait until April/May of next year so i have 6mos with my CSP and SWA and get a good limit.
Hey, you guys, you keep hoping the offer gets more and more delayed only because it would benefit you? How about my needs and my hopes? I mean, how selfish can you guys be? Only thinking of yourselves? Let's think about others in this forum, every once in a while, and be a little more supportive. Unbelievable!
What can I say? I'm shell fish 