How long does it take to get Target store card converted?

[Anonymous]

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@creditfan wrote:

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@FidelCashflow wrote:

Is there a specific CL in order to be considered for an upgrade?

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as low as 3k for an upgrade

@Anonymous 

when I see topic of yours with Target upgrade my first thought was "oh boy! he is finally got it"

I have seen you have many topics regarding it. It's seem you're dying hard for this one

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Yeah, I do. This is the one card, in a long career of appying for and getting cards, that I cannot apply for and get. Thanks for rooting for me !!

[NoMoreE46]

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@FidelCashflow wrote:

Is there a specific CL in order to be considered for an upgrade?

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Typically when one gets to $6,000.

I think the lowest upgrade was at $2,000.

[Anonymous]

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@vic6string wrote:

I'd love an upgrade. I love the 5% because I shop at Target all the time, but I am tired of having it tied to my checking account because it takes days for stuff to show up. 

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I'm thoroughly convinced a large portion of the economy survives on check float and similar graces. 

[RehabbingANDBlabbing]

I started another thread about this recently. My spouse and I both have Target cards. They soft pulled both of our Experian reports on 6/17/2020. They are at least considering CLIs/upgrades from what I can tell, but no one knows or understands how, when, or why they decide to do anything.

[Guyatthebeach]

I have not heard of a lot of people getting upgraded lately.

I know I got my letter in August 2 years ago and the card arrived in late September. 

TD has no set reason or criteria for the upgrade. I notice when I got my upgrade, my credit score went over 720 and had stayed that for a few months. That's the only DP that stood at for me. 

Hang in there. You will get it.

Guyatthebeach

[MunchieMom]

I am bored in the garden. I want to hear some happy stories about upgrades. LOL! 

I started with a Target Redcard with that abysmal $300. That's fine, just opened it to buy stuff for at annual egg hunt at the time. The joy of easter candy... LOL!

Fast forward 3 years, 4 months and I seem to be stuck at $1900 CL. Is Target going to keep me in the dungeon forever?

2% util 

713

Any good recent convert stories??? Share the Target Luv stories...

[krmurrayjr10]

You're not alone! I started at $300 back in 2014, but have been stuck with the store card version at $2100 for years now.

[newmomnewme]

@krmurrayjr10 and @MunchieMom @same exact story here. Opened mine in 2014 SL 300 and today I sit at 2100 after auto increases over the years. I was going to ask if there was a SP CLI option for this card?!?!?

[coreyb80]

I started with $300 almost 2 years ago and I'm currently sitting at $2200.  Last CLI was in April of this year from $1800.  Hoping for the conversion one of these days. 

[newmomnewme]

@coreyb80 At least it only took 2 years lol....I just want to hear about a 5k line just once.