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HI,
I've been dying to get my hands on the Citi Double Cash Card! Tired of thinking I could've / would've gotten 2% rather than 1.5 on my reg purchases.
Reason for the question are; I just opened an Amex BCP couple months ago and was worried if it was too soon to apply for another. Only new card opened since 11'
Lastly, I just checked my Amex purchases... 9.5K in purchases and 7K+ are REG PURCHASES gained @ 1%. I know I should have used the CAP but was dealing with EQ atm and didn't want to use the card.
Ultimately, I don't want citi to see my newly opened acct as a negative and not offer me the best rate/CL. Amex offered the best rate and CL but that was before with no opened CC (above 8XX)
Thanks in advance Fico ™
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@ kostyan1992
I do have other hard pulls (non CC)... but one of them happened to be BOFA. I didn't know it was a HP, I was never told by the rep till I saw my report. It wasn't even a request of CLI... (never tried it before on all my CC). I only asked if I can go over maybe 2K to pay for something and all of sudden I get HIT. (I have Visa Sig if wondering).
Stupid if you ask me.... HP for a lousy 2K bump, I would have declined.
So only 1 for this year. I read on other threads that it was recommended to wait 6 months before applying for another. But wanted to know if my case would be an exception?
hahah thats how bad I want to apply
My longest card is little over 10 years
Util @ around 5% or lower
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I recently had an auto only 1.5 years ago.... all 4 pulled 1 day apart (will be 2 years in 4/15)
BOFA
Amex
1 other
All from EX.... 7?
I reside in CA. Thank you so much to both.
Near LA Ex. Near San Diego EQ