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How long of a wait to apply for Citi DC?!

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Anonymous
Not applicable

Re: How long of a wait to apply for Citi DC?!


@Anonymous wrote:

@coldnmn wrote:

Try their pre qualify site it should give your apr as long as your not opted out.

 

https://www.accountonline.com/cards/credit/application/flow.action?isInvitation=N


I was offered the following from the site:

 

Double Cash

Thank you perferred

Thank you premier

AA platinum

Hilton Hhonors visa Sig

 

So it's telling me "after that, the variable APR will be 22.99%" for the double cash.

 

Is this the correct APR for me? So if I apply, this will be my actualy APR??? Thats high Smiley Sad


You could always recon the APR if you're approved.

Message 31 of 34
Anonymous
Not applicable

Re: How long of a wait to apply for Citi DC?!

Yes I probably can call to recon, but that's indefinite.

 

I'm assuming it has to do with my 7 EX inq.... (although only one of them is a CC app)

 

If this pre site is actually true and no bs, then I think I should option out to wait till april/15 to try again when 4 inq falls out. Smiley Sad

 

Thanks again all for all your inputs.

 

 

Message 32 of 34
Anonymous
Not applicable

Re: How long of a wait to apply for Citi DC?!

Opt-out/Opt-in takes months to update

Message 33 of 34
Anonymous
Not applicable

Re: How long of a wait to apply for Citi DC?!


@Anonymous wrote:

Yes I probably can call to recon, but that's indefinite.

 

I'm assuming it has to do with my 7 EX inq.... (although only one of them is a CC app)

 

If this pre site is actually true and no bs, then I think I should option out to wait till april/15 to try again when 4 inq falls out. Smiley Sad

 

Thanks again all for all your inputs.

 

 


i saved someone elses success ...

 

This is how the CLI approval works.

 

First you need to wait to see if you get the welcome package with the last 4 digits of your card number. From there call this # (800)347-4934 and make sure you enter the last 4 digits of your card. You will reach a CSR who will ask for the amount of limit you would request and if you want to be transferred to a credit analyst for an instant decision. After you state your income, and the legal mumbo jumbo you are transferred to the credit analyst who will review with you whether you are approved or denied. I was instantly approved for $10,000, denied for $15,000 for my 2nd recon, and settled with $12,000 for my final one.

 

send an email

--

 I noticed after I was approved for the Citi Double Cash card, an offer was made available to get $200 after you spend $1000 in 90 days. Is there any chance I could be enrolled in this offer? Thanks!

 

send another email....

--

   There was a mailer that was sent out indicating that I could receive $200 for $1000 spent in 90 days. I would like to be enrolled in this promotion. Thanks!

 

Hopefully this helps everyone!

 

Message 34 of 34
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