How long of a wait to apply for Citi DC?!

[coldnmn]

Try their pre qualify site it should give your apr as long as your not opted out.

https://www.accountonline.com/cards/credit/application/flow.action?isInvitation=N

[Anonymous]

---

@coldnmn wrote:

Try their pre qualify site it should give your apr as long as your not opted out.

https://www.accountonline.com/cards/credit/application/flow.action?isInvitation=N

---

yeah right ... i done that ages ago. In fact i do it twice a month  never works. does not EVER work for me. US BANK, AMERICAN EXPRESS, CHASE, or CITI does not SHOW ANYTHING FOR ME. only capitol one  pre-qualify and bank america pre-qualify only picks the cards i already have. 

[Chris679]

Sounds to me like you have a legit reason to want the card and youre in great shape credit wise so I would pull the trigger now. You can always get them to lower APR and CLI later if you don't get the best terms I wouldn't let that stop you. I have done both with Citi with no hassles.

[Anonymous]

---

@Anonymous wrote:

---

@coldnmn wrote:

Try their pre qualify site it should give your apr as long as your not opted out.

https://www.accountonline.com/cards/credit/application/flow.action?isInvitation=N

---

yeah right ... i done that ages ago. In fact i do it twice a month  never works. does not EVER work for me. US BANK, AMERICAN EXPRESS, CHASE, or CITI does not SHOW ANYTHING FOR ME. only capitol one  pre-qualify and bank america pre-qualify only picks the cards i already have. 

---

I get the same POS response.

[Kostya1992]

Lol that Citi link says I'm pre-qualified for the Double Cash. What a tease, not falling for it

[Anonymous]

---

@kostyan1992 wrote:

Lol that Citi link says I'm pre-qualified for the Double Cash. What a tease, not falling for it

---

If they pull EX on you like they did me, then yeah you would. Unless you've got too many EX INQ's..

[Kostya1992]

---

@Anonymous wrote:

---

@kostyan1992 wrote:

Lol that Citi link says I'm pre-qualified for the Double Cash. What a tease, not falling for it

---

If they pull EX on you like they did me, then yeah you would. Unless you've got too many EX INQ's..

---

I have like 8 or 9 on EX. Same with EQ. Chase link also pre-qualifies me for Slate & CSP. Such bs haha.

[Anonymous]

---

@kostyan1992 wrote:

---

@Anonymous wrote:

---

@kostyan1992 wrote:

Lol that Citi link says I'm pre-qualified for the Double Cash. What a tease, not falling for it

---

If they pull EX on you like they did me, then yeah you would. Unless you've got too many EX INQ's..

---

I have like 8 or 9 on EX. Same with EQ. Chase link also pre-qualifies me for Slate & CSP. Such bs haha.

---

Wouldn't count on DoubleCash then. However I'd try for CSP if I were you.

[Anonymous]

---

@coldnmn wrote:

Try their pre qualify site it should give your apr as long as your not opted out.

https://www.accountonline.com/cards/credit/application/flow.action?isInvitation=N

---

I was offered the following from the site:

Double Cash

Thank you perferred

Thank you premier

AA platinum

Hilton Hhonors visa Sig

So it's telling me "after that, the variable APR will be 22.99%" for the double cash.

Is this the correct APR for me? So if I apply, this will be my actualy APR??? Thats high