How long til I request CLI on Discover?

[tcbofade]

Wifey opened a Discover IT card in December...the "request credit line increase" button IS available.

How long do I have to wait until I smack it?

[Creditaddict]

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@tcbofade wrote:

Wifey opened a Discover IT card in December...the "request credit line increase" button IS available.

How long do I have to wait until I smack it?

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every 90 days you can ask about a SP CLI over phone or push the button, sometimes the button says to call, that doesn't mean it's not available, so always call and ask if you get a message online.

[coldnmn]

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@tcbofade wrote:

Wifey opened a Discover IT card in December...the "request credit line increase" button IS available.

How long do I have to wait until I smack it?

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It's supposed to be every three months now. Mine has never worked if that's the case it says call. It will tell you if sp declined they have to do a hp and you can decline the hp.

[tcbofade]

Is that 90 calendar days, or three statements?

She opened it on 15 December, but they've only cut one statement thus far...

[Creditaddict]

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@tcbofade wrote:

Is that 90 calendar days, or three statements?

She opened it on 15 December, but they've only cut one statement thus far...

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i would say statements

[tcbofade]

Boo, hiss, hiss.

Thanks tho.

(You know that I'm just dying to smack it...)

[coldnmn]

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@tcbofade wrote:

Boo, hiss, hiss.

Thanks tho.

(You know that I'm just dying to smack it...)

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Just be sure she doesn't smack you first! ROFLOL

[39Xelor]

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@coldnmn wrote:

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@tcbofade wrote:

Boo, hiss, hiss.

Thanks tho.

(You know that I'm just dying to smack it...)

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Just be sure she doesn't smack you first! ROFLOL

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HEYOOOO!!!! haha

[DawgZ]

I hit the button after having the account for 4 months, I had only 2 months with a balance and was turned down for these reasons...

So now I put everything I do on my Discover IT card unless I am close to my 8% total credit utilization. We'll seewhat happens at 6 months. Good luck.

Low   merchandise activity on your account

Bureau reports insurfficient   credit history with Discover  

[lostsols]

I just got a cli yesterday. The CSR said there was no minimum waiting period. I mentioned the 90 day rule. She said it's good to wait that long, but it's not a requirement. I'm fairly certain she didn't know what she was talking about, but thought I'd mention the conversation.