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How long to wait for 2nd AMEX?

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icloud2525
Frequent Contributor

How long to wait for 2nd AMEX?

What's a good wait time before applying for second amex?  Got the gold, would like to app for bce?

Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton Surpass $13,500, Amex Hilton $16,200, Discover it $16,000, Citi TYP $18,900, US Bank Cash+ Visa Sig $12,000, Virgin Atlantic World Elite MC $13,100, Merrill+ Visa Sig $10,000, Fidelity Visa Sig $14,000, Barclay Cash Forward $16,500, Wells Fargo Rewards $12,500, Local CU $7000, Barclay Apple Rewards $5500, Chase Freedom $5000,-- EQ FICO 768, EX FICO 777, TU FICO 781
Message 1 of 26
25 REPLIES 25
scenery_guy
Established Contributor

Re: How long to wait for 2nd AMEX?

GIve them a couple of months of posted statements paid then make a run. Or if you have spotless credit with mid to high 700's do it now. 

Message 2 of 26
Anonymous
Not applicable

Re: How long to wait for 2nd AMEX?

I got BCP a week ago, got PGR yesterday.

Message 3 of 26
Anonymous
Not applicable

Re: How long to wait for 2nd AMEX?

After I was approved for gold delta, I applied a week later for the BCE and was declined.

 

I would recommend you wait. From reading posts on here it appears that too many apps too soon might get you either declined or FR'd.

 

Just my humble opinion.

Message 4 of 26
Iincognito
Regular Contributor

Re: How long to wait for 2nd AMEX?


@icloud2525 wrote:

What's a good wait time before applying for second amex?  Got the gold, would like to app for bce?


I held my Gold PR card for a little over a year (~13 months) before applying for their Clear card; Waited a couple of months and applied for the Blue Cash card.

Message 5 of 26
adavis425
Established Contributor

Re: How long to wait for 2nd AMEX?

I got Gold Delta and BCP a week (to the day) apart.

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Message 6 of 26
gpfirestone
New Contributor

Re: How long to wait for 2nd AMEX?

I would apply and if you get denied, call in to gold card account services and ask them to have underwriting review your application manually.

:Capital One Spark Business $45k:::Chase Sapphire Preferred $30k:::Chase Amazon Visa $3k:::American Express BC $10k:::Chase Ink Plus $15k:::American Express Business Plum:::American Express Business Platinum::Citi Thank You Preferred $50k:::City Simplicity $10k:::REI Visa $10k::Capital One Quicksilver $15k:::American Express EveryDay $10k:::Wells Fargo Platinum Cash Back $10k:

FIA/BOA is the plague. AVOID THEM!
Message 7 of 26
DVH1980
Contributor

Re: How long to wait for 2nd AMEX?

I applied about an hour after getting my Zinc, approved for both. Sub 700 scores.

*USAA WORLD MC 18k* *USAA VISA 12k* *AMEX BCE 10k* *DISCOVER IT 15k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

Message 8 of 26
jsickz32
Valued Contributor

Re: How long to wait for 2nd AMEX?

I got my BCE back in june '12. A week after that i got my Green and a month after that i got my GoldPR. My ex scores at the time were 675.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 9 of 26
LS2982
Mega Contributor

Re: How long to wait for 2nd AMEX?

If you want it go for it. SP if denied.



EQ FICO 548 3/3/16
Message 10 of 26
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