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How long to wait for 2nd AMEX?

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distantarray
Established Contributor

Re: How long to wait for 2nd AMEX?

as long as your utility is down Amex doesn't really care =p   it's a soft check anyways unless your getting more than 3 in 6months i don't think they would care.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 21 of 26
indiolatino61
Valued Contributor

Re: How long to wait for 2nd AMEX?


@Anonymous wrote:

After I was approved for gold delta, I applied a week later for the BCE and was declined.

 

I would recommend you wait. From reading posts on here it appears that too many apps too soon might get you either declined or FR'd.

 

Just my humble opinion.


+1 That is a very valid opinion!

Message 22 of 26
dodgerslv
Valued Contributor

Re: How long to wait for 2nd AMEX?


@indiolatino61 wrote:

@Anonymous wrote:

After I was approved for gold delta, I applied a week later for the BCE and was declined.

 

I would recommend you wait. From reading posts on here it appears that too many apps too soon might get you either declined or FR'd.

 

Just my humble opinion.


+1 That is a very valid opinion!


well i went ahead and applied for the BCP and was approved. That is all i am going to apply with AMEX or any other bank for that matter. I just wanted one charge card and one revolver. Going to the garden now...Smiley Happy

gardening since 5/21/2016
Message 23 of 26
indiolatino61
Valued Contributor

Re: How long to wait for 2nd AMEX?


@dodgerslv wrote:

@indiolatino61 wrote:

@Anonymous wrote:

After I was approved for gold delta, I applied a week later for the BCE and was declined.

 

I would recommend you wait. From reading posts on here it appears that too many apps too soon might get you either declined or FR'd.

 

Just my humble opinion.


+1 That is a very valid opinion!


well i went ahead and applied for the BCP and was approved. That is all i am going to apply with AMEX or any other bank for that matter. I just wanted one charge card and one revolver. Going to the garden now...Smiley Happy


Well...I guess all that matters is that you got your approval. A denial hurts much worse when everyone tells you to wait and you dive in anyway...Smiley Wink Congratulations!

Message 24 of 26
Anonymous
Not applicable

Re: How long to wait for 2nd AMEX?

I believe that if you are already a member it's only a hp if its an approval. Sp if you get denied.
Message 25 of 26
dodgerslv
Valued Contributor

Re: How long to wait for 2nd AMEX?


@Anonymous wrote:
I believe that if you are already a member it's only a hp if its an approval. Sp if you get denied.

very true...I just got an alert of an inquiry on experian report. Darn, i was hoping they would still use the same pull from the 23rd but they did another one. Oh well, it was an approval and dont plan to apply for anything else unitl at least September or later so dont feel too bad being double pulled.

gardening since 5/21/2016
Message 26 of 26
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