How many Credit Cards should you Have when building credit??

[Shooting-For-800]

You have plenty of cc accounts. 

Dump the subprimes.

Focus on use and payments and you will get there.

[Anonymous]

you really only need like 2 cards and 1 installment loan. just keep your balances low, pay in fill every month if you can

[SouthJamaica]

---

@The-Credit-Disciple wrote:

My credit Cards are as follows:

1. Discover it Chrome card

2. Citi bank double cash card

3. Amex everyday blue cash card

4. Capital one Quicksilver one card

5. Capital one Platinum card

6. Credit one Card

7. Total Visa cards

My wish list cards are: Amex cash Magnetcard, Bank of America cash rewards card and the Amazon prime rewards Visa card

My goal is to build my credit far into the 700's, any advice will be super awesome. thanks

---

If your goal is to increase your scores, my recommendation would be

1. Close Total and Credit One

2. Combine Cap One Platinum into Quicksilver

3. Try to upgrade Quicksilver One to no-annual-fee Quicksilver

4. Refrain from applying for anything else for as long as you can

[The-Credit-Disciple]

Thanks

[AndySoCal]

I will a agree close the credit cards with fees.  Secondly building your credit credit is not the number of cards your have it is the payment history is the most important the longer the better.  I have only six cards one with a 29 year credit history and never a missed payment.