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How many have got a WF Auto CLI after a year?

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Anonymous
Not applicable

How many have got a WF Auto CLI after a year?

So, I'm curious how many here with WF cards got a auto CLI after one a year without asking them or touching it? Also did you see nothing after 6 months but did after a year? 

 

Made a few theads about a WF CLI increase but never asked for a sample of how many got them without lifting a finger. 

 

Not sure if this should have posted in Credit Card applications since this really isn't an application question. 

Message 1 of 18
17 REPLIES 17
Mv350
Valued Contributor

Re: How many have got a WF Auto CLI after a year?

I have never seen an CLI on my WF cards. I closed my graduated secured card because they wouldn't increase the limit even after graduation. But I still have 2 negatives so I'm not expecting much.

Message 2 of 18
M_Smart007
Legendary Contributor

Re: How many have got a WF Auto CLI after a year?

Not Me on (2) cards Smiley Indifferent

Message 3 of 18
Anonymous
Not applicable

Re: How many have got a WF Auto CLI after a year?

8 1/2 years on Card 1 = nada

15 months on Card 2 = nope

 

No soup for me. Smiley LOL

Message 4 of 18
Anonymous
Not applicable

Re: How many have got a WF Auto CLI after a year?

It's too bad no one here has seen an auto CLI from WF! Hopefully, you'll be lucky OP and get one! Good luck!

Message 5 of 18
AverageJoesCredit
Legendary Contributor

Re: How many have got a WF Auto CLI after a year?

No auto here on 2 cardsSmiley Sad. With a $3 billion slap on their wrist i dont expect any eitherSmiley Wink

Message 6 of 18
Anonymous
Not applicable

Re: How many have got a WF Auto CLI after a year?

Ding ding ding.  One right here.

 

Opened the account in August 2018, got a CLI from $10K to 12K between my May and June 2019 statement. Never had a credit card with Wells prior. 

 

I did however maxed the card out. My May balance was $9,924 at the time of CLI. I didn't pay any interest.

 

I requested a CLI on the account this past December from $12K to $18K and got it.

 

 

Message 7 of 18
Trudy
Valued Contributor

Re: How many have got a WF Auto CLI after a year?


@Anonymous wrote:

Ding ding ding.  One right here.

 

I did however maxed the card out. My May balance was $9,924 at the time of CLI. I didn't pay any interest.

 

I requested a CLI on the account this past December from $12K to $18K and got it.

 

 


Ding Ding Ding my friend.  Maxing might be the reason.  I opened my 1st card on 2005.  I believe it was a 5K limit.  Kept it nearly maxed until I got my credit act together in 2015 - 2016.  CLI to 10K, used most of it, another to 15K, used most of it....all the way to 25K.  I was at 18K+ with a CL of 20K and although the payment made was mostly if not all interest, they gave me another 5K. 

 

Fast forward, paid it down to $0 over a couple of years then started using again responsibly.  Haven't seen anything since then.  Guess I should be happy they didn't balance chase.  I know my scores had to be >100 pts less when getting those increases than where they are now.  So I app'd the Credit Wise in mid 2018 with less than 4% AGG UTL on other cards and 800+ scores, 5K CL.  No CLI's.

FICO - 8: 05/05/23
Message 8 of 18
Anonymous
Not applicable

Re: How many have got a WF Auto CLI after a year?


@Trudy wrote:

@Anonymous wrote:

Ding ding ding.  One right here.

 

I did however maxed the card out. My May balance was $9,924 at the time of CLI. I didn't pay any interest.

 

I requested a CLI on the account this past December from $12K to $18K and got it.

 

 


Ding Ding Ding my friend.  Maxing might be the reason.  I opened my 1st card on 2005.  I believe it was a 5K limit.  Kept it nearly maxed until I got my credit act together in 2015 - 2016.  CLI to 10K, used most of it, another to 15K, used most of it....all the way to 25K.  I was at 18K+ with a CL of 20K and although the payment made was mostly if not all interest, they gave me another 5K. 

 

Fast forward, paid it down to $0 over a couple of years then started using again responsibly.  Haven't seen anything since then.  Guess I should be happy they didn't balance chase.  I know my scores had to be >100 pts less when getting those increases than where they are now.  So I app'd the Credit Wise in mid 2018 with less than 4% AGG UTL on other cards and 800+ scores, 5K CL.  No CLI's.


Yes, I think it helps. Did the same with my Chase card and got an auto CLI after maxing it out and PIF when the 0% promo ended.

Message 9 of 18
M_Smart007
Legendary Contributor

Re: How many have got a WF Auto CLI after a year?


@Anonymous wrote:

Ding ding ding.  One right here.

 

Opened the account in August 2018, got a CLI from $10K to 12K between my May and June 2019 statement. Never had a credit card with Wells prior. 

 

I did however maxed the card out. My May balance was $9,924 at the time of CLI. I didn't pay any interest.

 

I requested a CLI on the account this past December from $12K to $18K and got it.

 

 


@Anonymous 

bowing down emoticon.gif

Message 10 of 18
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