How many have got a WF Auto CLI after a year?

[NoMoreE46]

I got $500 in 2019 automatically  after  a year on my Propel.   Never broke 20% on the $9500 SL.  Recently inquired about another CLI and the Rep read the standard important info and that they may need to HP.    I said no for the request hoping for the SP.    However,  I got the impression from that Rep that I could've probably gotten an increase without the HP.  (It was the way he was kind of hinting with his tone.) 

[Anonymous]

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@NoMoreE46 wrote:

I got $500 in 2019 automatically  after  a year on my Propel.   Never broke 20% on the $9500 SL.  Recently inquired about another CLI and the Rep read the standard important info and that there  may need to HP.    I said no for the request hoping for the SP.    However,  I got the impression from that Rep that I could've probably gotten an increase without the HP.  (It was the way he was kind of hinting with his tone.) 

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They didn't tell me there might be a HP.  They just asked for the amount. Of course it varies by profile and amount requested. 

[acciofirebolt]

I've gotten multiple auto CLI's on my Wells Fargo card over the years, I forgot the exact timeline but they were from 2011-2014. I think mine started out as a student/platnium card, my SL was $1000 and grew to $7500 in that time. If I remember correctly the CLI's were $1000 -> $2000, $2000 -> $3000, $3000 -> $7500 and it's been at that ever since.

I remember I had really high utilizations on the card because it was my only card for a long time and this was before I knew anything about credit but they still gave me CLIs, WF was and still is my main banking institution so that might have played a factor but who knows.

[Anonymous]

Well it happened I got a CLI from $1500 to $2800

See https://ficoforums.myfico.com/t5/Credit-Card-Approvals/WF-Auto-CL-finallyI/td-p/5930862 

[Anonymous]

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@Anonymous wrote:

Well it happened I got a CLI from $1500 to $2800

See https://ficoforums.myfico.com/t5/Credit-Card-Approvals/WF-Auto-CL-finallyI/td-p/5930862 

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Well, there you go, right on time. Congratulations! Nothing auto about the auto CLI. Not given to everyone. 

[Anonymous]

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@NoMoreE46 wrote:

I got $500 in 2019 automatically  after  a year on my Propel.   Never broke 20% on the $9500 SL.  Recently inquired about another CLI and the Rep read the standard important info and that they may need to HP.    I said no for the request hoping for the SP.    However,  I got the impression from that Rep that I could've probably gotten an increase without the HP.  (It was the way he was kind of hinting with his tone.) 

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You might want to call back. The way  it's supposed to work is you ask for a SP CLI; the CSR reads the disclaimers, asks your income & housing amount; CSR then spins the wheel and you either get a CLI or not. If you do not get a CLI you then have the option to let an underwriter take a look -- at this point there will be a HP. 

I recently increased both cards this way. Good luck. 

[NoMoreE46]

Yes indeed I did call today.  The process played out just as you had described James_A.

Was granted a CLI from $10k to $16k on my Propel.  No HP was needed.  Thanks again. 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Well it happened I got a CLI from $1500 to $2800

See https://ficoforums.myfico.com/t5/Credit-Card-Approvals/WF-Auto-CL-finallyI/td-p/5930862 

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Well, there you go, right on time. Congratulations! Nothing auto about the auto CLI. Not given to everyone. 

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Took a bit over the 10th statement posting date for the CLI. Always PIF and mulitple times per month. 

Happpy i don't have to make so many mulitple payments now to keep my usage under 30%