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Just canceled Platinum and PRG before annual fee hit. Keeping Ritz, Venture, Alaska Airline, and SPG.
$0 or Zero Dollars I never pay to keep a credit card.
Currently 0 but next year it'll be $190 for Citi TY Permier and SPG. That might change though depending on if I want to upgrade my BCE to BCP, I don't shop for groceries much but on the occassions when I do, I typically spend quite a bit.





















@Anonymous wrote:$0 or Zero Dollars I never pay to keep a credit card.
Fine, but this can also be expressed as the less sensible "I am never willing to invest money to make more money"
Now there are certainly people who wouldn't get any advantage from having a card with an AF, but, IMO, expressing it as above like a virture is almost missing the point of these cards.
Nothing at all. Any card that decides to charge me an annual fee will be closed in a heart beat.
@AndySoCal wrote:Nothing at all. Any card that decides to charge me an annual fee will be closed in a heart beat.
Regardless of the value proposition?
Sorry, I still don't get why people think that way!
@Anonymous wrote:
@AndySoCal wrote:Nothing at all. Any card that decides to charge me an annual fee will be closed in a heart beat.
Regardless of the value proposition?
Sorry, I still don't get why people think that way!
I I have seen this also and fail to understand. We got back from Amex BCP $360 from the grocery part alone. Plus atleast $60 on gas. And finally $100 plus on Amex offers. The Amex offers alone paid the $95 fee. If we had just used the Amex blue cash regular we would have left over $200 on the table. The offers for Amex plain on our account are not always the same on BCP so some of that would have been left also
Unrelated to this we have an employee who will not spend $100 on a professional designation plus the $25/monthly association membership fee even though this will raise her pay over $5,000 per year. She simply wont spend the money.
$95 because I have an illogical attachment to my Delta Gold AMEX - should downgrade to Blue but I don't.
@Anonymous wrote:$95 because I have an illogical attachment to my Delta Gold AMEX - should downgrade to Blue but I don't.
Don't fly enough? Don't check a bag? Have status?