How often does AMEX SP?

[MontegoMack]

According to my AMEX FICO score on their website, my score displayed is as of June 20th. My scores have improved since then and I'd like to go for a 3x cli, but it's best I wait til they see the update of my score.

How often do they do a SP?

[RicHowe]

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@MontegoMack wrote:
According to my AMEX FICO score on their website, my score displayed is as of June 20th. My scores have improved since then and I'd like to go for a 3x cli, but it's best I wait til they see the update of my score.

How often do they do a SP?

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AMEX will soft pull your Experian score each month. It seems to be random and not on the same day. You should see a new score somewhere around the 3rd week of July.

[Shadowfactor]

Amex normally does a fresh SP of Experian within 3 days of each card statement date. If you have multiple Amex cards, you will get multiple scores each month. I have 3 so I get new scores 3 times each month.

Once your SP has been updated, it’s generaly advised to wait around 2 weeks before applying for CLI/new accounts if you wanted the most recent SP used as there seems to be a lag from the last pull until it’s used in credit decisions

[MontegoMack]

Both cards are showing the old score.
I didn't realize that the new score wasn't used right away. Thank you for that heads up. I'll be waiting a few weeks before making the request.
Good catch.

[afbar1114]

It seems Amex pulls my every Saturday and refreshed on Tuesday. I use their free Fico score.

[Ardecko]

Free FICO score? Where?

[Anonymous]

The only score I can find in my AMEX account is a TU Vantage 3.0.

Is this what they use to determine CLIs? I thought they SP EX for that???

[Anonymous]

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@Anonymous wrote:

The only score I can find in my AMEX account is a TU Vantage 3.0.

Is this what they use to determine CLIs? I thought they SP EX for that???

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Evidently Amex is now providing a TU VS 3.0 score in addition to your EX FICO 8.  Some have said they've had to dig a bit on their account to find the FICO score link, as it isn't always in your face on the main account page any longer.  This seems to be a YMMV type of thing, as for some like myself everything looks exactly the same as always.

[HighAchiever]

You have to go to the Account Services tab and then select the view FICO score link...

[Anonymous]