How solid is the USBank Prequalify with a red banner?

[Royalbacon]

Only card to show up fpr me on the prequalifier, it has the red banner and a set APR of 19.24%

App'd and got the 7-10 day message (which I know is normal for USBank but is it normal for the prequalified red banner cards too??)

Already got a USBank Cash+ I product changed from the Cash Rewards when they got rid of the cash rewards a few months back which has been sock drawered since, and a checking account I barely use that I keep open because it's free (And has a Minnesota Vikings debit card ) But would love to have a 2nd cash+ card (or to combine them together)

And can you have a 2nd Cash+ Card if you already got one? Or did I just waste a HP?

[Anonymous]

I think you will be golden. US bank is like credit union, most of the time it reviews application before approving. 

[Royalbacon]

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@Anonymous wrote:

I think you will be golden. US bank is like credit union, most of the time it reviews application before approving. 

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Can you get approved for a 2nd Cash+ card if you already have one though? Thank you

[satasat360]

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@Royalbacon wrote:

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@Anonymous wrote:

I think you will be golden. US bank is like credit union, most of the time it reviews application before approving. 

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Can you get approved for a 2nd Cash+ card if you already have one though? Thank you

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yes you can, i have seen a contributor in this site have 2 cash+

[Anonymous]

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@satasat360 wrote:

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@Royalbacon wrote:

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@Anonymous wrote:

I think you will be golden. US bank is like credit union, most of the time it reviews application before approving. 

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Can you get approved for a 2nd Cash+ card if you already have one though? Thank you

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yes you can, i have seen a contributor in this site have 2 cash+

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Yes, TheManWhoCan has two, and my wife has one in her name and a joint one with me (not AU)

[barthooper]

Does the US Bank prequal never show anything for anyone else? It used to show their Contour card for me, but then ever since they opened up the Cash+ to online apps, nothing. I've got a great score so I'm thlinking they still have some sort of geographic restriction? Used to be interested in the Cash+ but not anymore, so this is more for curiosity.

[brewcrew87]

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@Royalbacon wrote:

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@Anonymous wrote:

I think you will be golden. US bank is like credit union, most of the time it reviews application before approving. 

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Can you get approved for a 2nd Cash+ card if you already have one though? Thank you

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Like other said, it appears so...  I already have a Cash+ from them, and they are sending me mailers every week for another Cash+ with a signup bonus.  

I never really use my Cash+ anymore since I got my Ink+, otherwise I would've jumped on the second Cash+ offer.

[CreditUnionFan]

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@barthooper wrote:

Does the US Bank prequal never show anything for anyone else? It used to show their Contour card for me, but then ever since they opened up the Cash+ to online apps, nothing. I've got a great score so I'm thlinking they still have some sort of geographic restriction? Used to be interested in the Cash+ but not anymore, so this is more for curiosity.

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I had nothing appear for a very long time. Every so often something will appear, disappear, then reappear again. 

[Creditplz]

I think it can go either way... I've been "Pre-Approved" online and in branch for their Cash+ with solid APR and been declined both times...

[CYBERSAM]

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@Creditplz wrote:
I think it can go either way... I've been "Pre-Approved" online and in branch for their Cash+ with solid APR and been declined both times...

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What is your score?

I like to get with USBank and this card looks good!