@Anonymous wrote:
I would like a csp because of better travel points.. I pay 95 for amex
Travel points? Do you travel enough to offset the fee? If you are currently at 50% util on relatively small CL's ; have you thought about how much money you would have to push through the CSP to make the card beneficial?
I applied for a CSP and they declined through recon because:
1) I did not have other credit cards that had around $5,000 credit limit. I was told that even if my credit was great, I needed to have other cards that had atleast $4,000 credit line for me to given get a chance at the CSP.
2) 30 day lates
I was instantly approved with only a $3.1K line as my highest. That rep was misinformed.
Either that, or they make exceptions for those with existing relationships (i.e., higher internal score).
It amazes me just how popular this card is and just how widespread it's become. I was using my CSP to add money to my fare card at a subway kiosk this evening when I met a guy who was doing the same with his CSP. He was an older gent just trying to make his way to the airport. He had "world-weary business traveller nearing retirement" written all over him. We probably didn't have a thing in common aside from out mutual need of subway transit, but even then, we glanced as each other's blue metal money slabs and were like... "Nice."
I thought it was funny in some tiny way.
