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I recently got denied for a Chase account. I thought they would send me my EX FICO score in the denail letter but they didn't. Is there a way I can get it after getting denied?i know EX FICO is not available for purchase anymore by consumers.
thanks
@SwiftTone wrote:I recently got denied for a Chase account. I thought they would send me my EX FICO score in the denail letter but they didn't. Is there a way I can get it after getting denied?i know EX FICO is not available for purchase anymore by consumers.
thanks
If you are denied then you are entitled to a copy of your credit report, but not a score, from the CRA that they pulled. Chase is supposed to give you a score, but it may or may not be FICO. It might be their own internal risk score.....
From my research, it seems Chase is one of the few large lenders that have moved more toward Vantage scores. Regardless...your FICO scores and Vantage Score are higher than mine and I was approved for the Freedom on a recon. Not sure what you were applying for...but thought it worth a mention.
Here is a link to an article I found on Chase and Vantage:
I was applying for the CSP.
I have no clue what my EX FICO is so I thought this could be my chance of getting it. I asked for it on my recon but they said they're not supposed to give it to me. How do I go about finding what my score is that Chase pulled?
My FAKO from Experian is 610 which has me worried. I just want to know what my EX FICO is!!
@SwiftTone wrote:I just want to know what my EX FICO is!!
We all do.
The denial letter should have come with a score. Not necessarily a FICO score, but a score. Did it ?
My Freedom approval letter has Vantage score, ranging from 501 to 990. Chase is using VantageScore for its credit card application.
@trumpet-205 wrote:My Freedom approval letter has Vantage score, ranging from 501 to 990. Chase is using VantageScore for its credit card application.
Well, that's good news I guess since at least you can check your Vantage score for EX.
@LS2982 wrote:
On my denial from Chase I didn't get a score at all.....
+1
My DH and I both got letters even though approved on recon. No score for either of us............