How was your AMEX return?

[Anonymous]

So I just went and checked my year end summaries and AMEX was by far the most profitable lender in my wallet. 

Total spend including AUs - $3,204.67

Total spend not including AUs - $2,540.01

Cash Magnet SUB - $200

Blue Cash Preferred SUB - $300 minus $95 AF = $205

AMEX offers - $140

Cash back - $85

Total: $630 (19.7% of total spend, 24.8% of personal spend since AUs counted towards cash back without actually costing me anything)

I have to say those numbers surprise me in a good way. 

How did everyone else make out?

[Anonymous]

Haven't looked.... but based on my Reserve alone with sky club/free bags/upgrades,  I racked up. 

[wasCB14]

Approximately...

130k MRs from regular spend

75k Delta miles (and $100) SUB, plus a few thousand more from regular spend

$250 BCP upgrade, plus another $100 from regular spend

I missed the second half of the Saks credit, but used all the others on Schwab.

Negligible spend offers. Most of the interesting ones were not conveniently timed.

Lots of no-fee Plan It spend.

Some free Delta bags and various lounge visits.

Marriott renewal night worth ~$280

$300 regular + $25 targeted Marriott credits

2020 looks roughly similar in terms of Amex spend, with BofA PR picking up much of the spend that CSR/CFU had in 2018/2019.

[JNA1]

I received my card Nov 22 last year, so my returns are limited, but still very nice for a short period of time:

Total spend - $2243.33

SUB - $300

Cash back - $67.07 AF - $95

Total earned - $272.07

[simplynoir]

Value TBD for now

Don't think I did as well as others and too lazy to check but just on personal cards alone maxed Gold card grocery cap plus dining when possible, Platinum 5X for flights for work and leisure not to mention lounge benefits, and Marriott points and certficate redemption again for work/leisure. I can't AMEX math that poop but should be a lot depending on how one values Marriott/MR points

Add my fiancee's biz spending and woo boy...

[Anonymous]

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@simplynoir wrote:

Value TBD for now

I can't AMEX math that poop but should be a lot depending on how one values Marriott/MR points

Add my fiancee's biz spending and woo boy...

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@simplynoir , I no longer even try....so this is where @K-in-Boston comes in. Honestly, if he sent me a bill for any of my hard Amex/Delta math, I'd feel guilty if I didn't pay it lol. 

[simplynoir]

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@Anonymous wrote:

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@simplynoir wrote:

Value TBD for now

I can't AMEX math that poop but should be a lot depending on how one values Marriott/MR points

Add my fiancee's biz spending and woo boy...

---

@simplynoir , I no longer even try....so this is where @K-in-Boston comes in. Honestly, if he sent me a bill for any of my hard Amex/Delta math, I'd feel guilty if I didn't pay it lol. 

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Just buy him some Tim Hortons if you ever go to Canada he loves that stuff

[Anonymous]

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@simplynoir wrote:

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@Anonymous wrote:

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@simplynoir wrote:

Value TBD for now

I can't AMEX math that poop but should be a lot depending on how one values Marriott/MR points

Add my fiancee's biz spending and woo boy...

---

@simplynoir , I no longer even try....so this is where @K-in-Boston comes in. Honestly, if he sent me a bill for any of my hard Amex/Delta math, I'd feel guilty if I didn't pay it lol. 

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Just buy him some Tim Hortons if you ever go to Canada he loves that stuff

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Score.....I saw one of them a few months ago in Niagara Falls/Buffalo 😊

[Anonymous]

I have no cash back cards from amex, lol

Total spending was about 14k on amex cards (excl. bbp, it was mainly a BT card until now). Among I already redeemed, the values are:

1. 310 from amex offers (discounted bad price comes with the offer)

2. 100 from moving to delta (half of a trip)

3. 900 from moving to BA (two RT, this is quite exciting, one trip was literally booked on the same day of departure)

4. 1000 from delta (3 RT, edited, I forgot the 2020 trips I booked in 2019)

I probably had 30k MR at the beginning of the year (about 450), 27k Avios (from MR, about 350), and 15k skymiles (excl. delay "gesture miles", about 220).

So approximately 3330, or ~24%.

Some of these are not sustainable, since they are SUBs. Without those, I am looking at (guesstimate) about 1500 return on 8000 spending (~18%).

btw, my return on chase is 2010 from 22,000 spending (personal cards), my Chase cards (personal and biz) are still being optimized, but 10% is probably close to the max what I can get from them.

[redpat]

Forgot about that those year end summary reports.  I really never look at statements anymore since everything online or on the app, anyway tallied all 6 cards and spend was a little over $285K.  Thank god for business spend to get me most of my points and miles.

The only SUBS last year was 70k delta miles from reserve card and 150,000 hilton points for asend upgrade card.  I'll be looking for another 150,000 hilton points for an aspire upgrade in june then downgrade to 0 AF card before the next AF.

So return is always good for me with amex and chase.

Lol, there are probally not enough zeros on the calculator for k-boston or finstar to calculate theirs.