@Anonymous wrote:If you dispute any portion of the tradeline, including comments, and the OC fails to respond within 30 days to the CRA's inquiry, the CRA will delete the tradeline.
I hope I haven't screwed myself. My Dept of Educ loan was reporting "closed" to TU. Its an active and open account. I disputed with TU. I hope my SL isn't deleted from my TU report. At least now I understand why it was deleted from Experian. I've contacted the Dept of Education to have them reinsert the SL onto EX, but it's been 30 days and still no update
Do I have a shot in getting my SL back on EX?
The data analyst is a TU employee, not HSBC.
And like I said, they probably won't even know what one is, how to contact, won't want to try and will tell you to contact TU, who will then tell you to contact HSBC. 
The data analyst is not available to consumers. Most subscribers (creditors) are not aware of the data analysts existance.
I became so frustrated that I finally got an attorney involved. And this was for BoA where I am a Premiere Banking Client....so I get better than average service.
Six months of hell....an attorney involved took less than a week, but only because I had done all of the research, knew who the data analyst was by name, email and phone number and was the one to provide this info to BoA because they had no idea what a Data Analyst was....in fact had several credit manager level CSR's tell me no such thing existed. And TU is the worst for reinsertion...EX and EQ is fairly straight forward. I can't count how many times I was on the phone, faxing, and writing to TU and BoA on that.
TU will not accept any info, except disputes, from the consumer. And the consumer cannot dispute something that is not on their CR....meaning you can't dispute its absence, they just tell you to contact the creditor. All data must come from the subscriber (creditor). However, once the tradeline is deleted, they won't accept it from the subscriber unless the subscriber manually contacts the TU data analyst to get them to manually intervene to allow the reinsertion. And neither TU nor HSBC are going to have any interest in doing anything manual for you.
I can remember doing the "angry dance" many times after a phone call with one or the other 
I dare say that I yelled a few foul names into the air during my angry dance as well. I feel your frustration....I really do. I don't envy you in any way. To get what you want is going to be more work than any other credit work you have ever done or likely ever will, with the exception of a major identity theft.