I WAS DOING NOTHING SO I TOOK MY LAPTOP TO MY ROOM SO MY DW DON'T SEE THAT I WAS APPLYING FOR CREDIT AND THIS IS WHAT HAPPEN NEXT..
THEN I CALL MY DW TO SEE THE APPROVAL AND SHE START JUMPING LIKE CRAZY JAJAJA 
I AM SO HAPPY!
Step 3: Approval Status
Approved!
Congratulations, Julio xxxxxxxxx. You have been approved for a Citi Forward® Card.
Your Welcome Kit and card(s) will arrive in the mail within two weeks at the address you provided. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.
Account Details1
Card Name: | Citi Forward® Card | |
Initial Credit Line: | $16,900.00 | |
Purchase APR: | 0% introductory APR for 12 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate. | |
Balance Transfer APR: | 0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate. | |
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater. | ||
ACitibank (South Dakota), N.A.
Your Credit Report and the Price You Pay for Credit
What is a credit report?
A credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors.
How did we use your credit report?
We used information from your credit report to set the terms of the credit we are offering you, such as the Annual Percentage Rate.
The terms offered to you may be less favorable than the terms offered to consumers who have better credit histories.
What if there are mistakes in your credit report?
You have a right to dispute any inaccurate information in your credit report.
If you find mistakes on your credit report, contact Equifax, which is the consumer reporting agency from which we obtained your credit report.
It is a good idea to check your credit report to make sure the information it contains is accurate.
How can you obtain a copy of your credit report?
Under federal law, you have the right to obtain a copy of your credit report without charge for 60 days after you receive this notice. To obtain your free report, contact Equifax:
By telephone: | Call toll-free: 1-800-685-1111 |
By mail: | Mail your written request to: |
On the web: | Visit www.equifax.com |
How can you get more information about credit reports?
For more information about credit reports and your rights under federal law, visit the Federal Reserve Board’s web site at www.federalreserve.gov, or the Federal Trade Commission’s web site at www.ftc.gov.
Your Credit Score and Understanding Your Credit Score
Your credit score
799
Source: Equifax Date: 01/2012
What you should know about credit scores
Your credit score is a number that reflects the information in your credit report.
We used your credit score to set the terms of credit we are offering you.
Your credit score can change, depending on how your credit history changes.
The range of scores
Scores range from a low of 250 to a high of 900.
Key factors that adversely affected your credit score
Your credit report shows the length of time accounts have been established.
Your credit report shows a lack of recent installment loan information.
Your credit report shows too many inquiries in the last 12 months.
The length of time revolving accounts have been established on your credit report.
Welcome Kit
Immediate access to your account is not available at this time. Your Welcome Kit and card(s) will arrive in the mail within two weeks. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.
Your Card Details
Card Name: | Citi Forward® Card |
Annual Fee: | $0.00 |
Initial Credit Line: | $16,900.00 |
Purchase APR: | 0% introductory APR for 12 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate. |
Balance Transfer APR: | 0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate. |
@Anonymous wrote:I WAS DOING NOTHING SO I TOOK MY LAPTOP TO MY ROOM SO MY DW DON'T SEE THAT I WAS APPLYING FOR CREDIT AND THIS IS WHAT HAPPEN NEXT..
THEN I CALL MY DW TO SEE THE APPROVAL AND SHE START JUMPING LIKE CRAZY JAJAJA
Step 3: Approval Status
Approved!
Congratulations, Julio xxxxxxxxxx. You have been approved for a Citi Forward® Card.
Your Welcome Kit and card(s) will arrive in the mail within two weeks at the address you provided. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.
Account Details1
Card Name:
Citi Forward® Card
Initial Credit Line:
$16,900.00
Purchase APR:
0% introductory APR for 12 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:
0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
ACitibank (South Dakota), N.A.
Your Credit Report and the Price You Pay for CreditWhat is a credit report?
A credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors.
How did we use your credit report?
We used information from your credit report to set the terms of the credit we are offering you, such as the Annual Percentage Rate.
The terms offered to you may be less favorable than the terms offered to consumers who have better credit histories.What if there are mistakes in your credit report?
You have a right to dispute any inaccurate information in your credit report.
If you find mistakes on your credit report, contact Equifax, which is the consumer reporting agency from which we obtained your credit report.
It is a good idea to check your credit report to make sure the information it contains is accurate.How can you obtain a copy of your credit report?
Under federal law, you have the right to obtain a copy of your credit report without charge for 60 days after you receive this notice. To obtain your free report, contact Equifax:
By telephone:
Call toll-free: 1-800-685-1111
By mail:
Mail your written request to:
Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374On the web:
Visit www.equifax.com
How can you get more information about credit reports?
For more information about credit reports and your rights under federal law, visit the Federal Reserve Board’s web site at www.federalreserve.gov, or the Federal Trade Commission’s web site at www.ftc.gov.
Your Credit Score and Understanding Your Credit Score
Your credit score
799
Source: Equifax Date: 01/2012What you should know about credit scores
Your credit score is a number that reflects the information in your credit report.
We used your credit score to set the terms of credit we are offering you.
Your credit score can change, depending on how your credit history changes.The range of scores
Scores range from a low of 250 to a high of 900.
Key factors that adversely affected your credit score
Your credit report shows the length of time accounts have been established.
Your credit report shows a lack of recent installment loan information.
Your credit report shows too many inquiries in the last 12 months.
The length of time revolving accounts have been established on your credit report.Welcome Kit
Immediate access to your account is not available at this time. Your Welcome Kit and card(s) will arrive in the mail within two weeks. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.
Your Card Details
Card Name:
Citi Forward® Card
Annual Fee:
$0.00
Initial Credit Line:
$16,900.00
Purchase APR:
0% introductory APR for 12 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:
0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
holly crap im jumping up and down with ur wife
@Anonymous wrote:I WAS DOING NOTHING SO I TOOK MY LAPTOP TO MY ROOM SO MY DW DON'T SEE THAT I WAS APPLYING FOR CREDIT AND THIS IS WHAT HAPPEN NEXT..
THEN I CALL MY DW TO SEE THE APPROVAL AND SHE START JUMPING LIKE CRAZY JAJAJA
Step 3: Approval Status
Approved!
Congratulations, Julio xxxxxxxxxxxxxxx. You have been approved for a Citi Forward® Card.
Your Welcome Kit and card(s) will arrive in the mail within two weeks at the address you provided. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.
Account Details1
Card Name:
Citi Forward® Card
Initial Credit Line:
$16,900.00
Purchase APR:
0% introductory APR for 12 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:
0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
ACitibank (South Dakota), N.A.
Your Credit Report and the Price You Pay for CreditWhat is a credit report?
A credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors.
How did we use your credit report?
We used information from your credit report to set the terms of the credit we are offering you, such as the Annual Percentage Rate.
The terms offered to you may be less favorable than the terms offered to consumers who have better credit histories.What if there are mistakes in your credit report?
You have a right to dispute any inaccurate information in your credit report.
If you find mistakes on your credit report, contact Equifax, which is the consumer reporting agency from which we obtained your credit report.
It is a good idea to check your credit report to make sure the information it contains is accurate.How can you obtain a copy of your credit report?
Under federal law, you have the right to obtain a copy of your credit report without charge for 60 days after you receive this notice. To obtain your free report, contact Equifax:
By telephone:
Call toll-free: 1-800-685-1111
By mail:
Mail your written request to:
Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374On the web:
Visit www.equifax.com
How can you get more information about credit reports?
For more information about credit reports and your rights under federal law, visit the Federal Reserve Board’s web site at www.federalreserve.gov, or the Federal Trade Commission’s web site at www.ftc.gov.
Your Credit Score and Understanding Your Credit Score
Your credit score
799
Source: Equifax Date: 01/2012What you should know about credit scores
Your credit score is a number that reflects the information in your credit report.
We used your credit score to set the terms of credit we are offering you.
Your credit score can change, depending on how your credit history changes.The range of scores
Scores range from a low of 250 to a high of 900.
Key factors that adversely affected your credit score
Your credit report shows the length of time accounts have been established.
Your credit report shows a lack of recent installment loan information.
Your credit report shows too many inquiries in the last 12 months.
The length of time revolving accounts have been established on your credit report.Welcome Kit
Immediate access to your account is not available at this time. Your Welcome Kit and card(s) will arrive in the mail within two weeks. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.
Your Card Details
Card Name:
Citi Forward® Card
Annual Fee:
$0.00
Initial Credit Line:
$16,900.00
Purchase APR:
0% introductory APR for 12 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:
0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
First of all congrats on the great card and CL..
Secondly, is that your real name? I would remove it if i were you
Third, I notice the EQ score is 250 to 900. Do you know your EQ FICO? I got a similar letter from Macy's and my EQ was 751 with the same range.
@CS800 wrote:
@Anonymous wrote:I WAS DOING NOTHING SO I TOOK MY LAPTOP TO MY ROOM SO MY DW DON'T SEE THAT I WAS APPLYING FOR CREDIT AND THIS IS WHAT HAPPEN NEXT..
THEN I CALL MY DW TO SEE THE APPROVAL AND SHE START JUMPING LIKE CRAZY JAJAJA
Step 3: Approval Status
Approved!
Congratulations, Julio xxxxxxxxxxxxxxxxx. You have been approved for a Citi Forward® Card.
Your Welcome Kit and card(s) will arrive in the mail within two weeks at the address you provided. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.
Account Details1
Card Name:
Citi Forward® Card
Initial Credit Line:
$16,900.00
Purchase APR:
0% introductory APR for 12 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:
0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
ACitibank (South Dakota), N.A.
Your Credit Report and the Price You Pay for CreditWhat is a credit report?
A credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors.
How did we use your credit report?
We used information from your credit report to set the terms of the credit we are offering you, such as the Annual Percentage Rate.
The terms offered to you may be less favorable than the terms offered to consumers who have better credit histories.What if there are mistakes in your credit report?
You have a right to dispute any inaccurate information in your credit report.
If you find mistakes on your credit report, contact Equifax, which is the consumer reporting agency from which we obtained your credit report.
It is a good idea to check your credit report to make sure the information it contains is accurate.How can you obtain a copy of your credit report?
Under federal law, you have the right to obtain a copy of your credit report without charge for 60 days after you receive this notice. To obtain your free report, contact Equifax:
By telephone:
Call toll-free: 1-800-685-1111
By mail:
Mail your written request to:
Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374On the web:
Visit www.equifax.com
How can you get more information about credit reports?
For more information about credit reports and your rights under federal law, visit the Federal Reserve Board’s web site at www.federalreserve.gov, or the Federal Trade Commission’s web site at www.ftc.gov.
Your Credit Score and Understanding Your Credit Score
Your credit score
799
Source: Equifax Date: 01/2012What you should know about credit scores
Your credit score is a number that reflects the information in your credit report.
We used your credit score to set the terms of credit we are offering you.
Your credit score can change, depending on how your credit history changes.The range of scores
Scores range from a low of 250 to a high of 900.
Key factors that adversely affected your credit score
Your credit report shows the length of time accounts have been established.
Your credit report shows a lack of recent installment loan information.
Your credit report shows too many inquiries in the last 12 months.
The length of time revolving accounts have been established on your credit report.Welcome Kit
Immediate access to your account is not available at this time. Your Welcome Kit and card(s) will arrive in the mail within two weeks. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.
Your Card Details
Card Name:
Citi Forward® Card
Annual Fee:
$0.00
Initial Credit Line:
$16,900.00
Purchase APR:
0% introductory APR for 12 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:
0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
First of all congrats on the great card and CL..
Secondly, is that your real name? I would remove it if i were you
Third, I notice the EQ score is 250 to 900. Do you know your EQ FICO? I got a similar letter from Macy's and my EQ was 751 with the same range.
that cant b a real name,,, the MOD SQUAD will b all over that
@Anonymous wrote:@CS800 wrote:
@Anonymous wrote:I WAS DOING NOTHING SO I TOOK MY LAPTOP TO MY ROOM SO MY DW DON'T SEE THAT I WAS APPLYING FOR CREDIT AND THIS IS WHAT HAPPEN NEXT..
THEN I CALL MY DW TO SEE THE APPROVAL AND SHE START JUMPING LIKE CRAZY JAJAJA
Step 3: Approval Status
Approved!
Congratulations, Julio xxxxxxxxxxxxxx. You have been approved for a Citi Forward® Card.
Your Welcome Kit and card(s) will arrive in the mail within two weeks at the address you provided. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.
Account Details1
Card Name:
Citi Forward® Card
Initial Credit Line:
$16,900.00
Purchase APR:
0% introductory APR for 12 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:
0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
ACitibank (South Dakota), N.A.
Your Credit Report and the Price You Pay for CreditWhat is a credit report?
A credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors.
How did we use your credit report?
We used information from your credit report to set the terms of the credit we are offering you, such as the Annual Percentage Rate.
The terms offered to you may be less favorable than the terms offered to consumers who have better credit histories.What if there are mistakes in your credit report?
You have a right to dispute any inaccurate information in your credit report.
If you find mistakes on your credit report, contact Equifax, which is the consumer reporting agency from which we obtained your credit report.
It is a good idea to check your credit report to make sure the information it contains is accurate.How can you obtain a copy of your credit report?
Under federal law, you have the right to obtain a copy of your credit report without charge for 60 days after you receive this notice. To obtain your free report, contact Equifax:
By telephone:
Call toll-free: 1-800-685-1111
By mail:
Mail your written request to:
Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374On the web:
Visit www.equifax.com
How can you get more information about credit reports?
For more information about credit reports and your rights under federal law, visit the Federal Reserve Board’s web site at www.federalreserve.gov, or the Federal Trade Commission’s web site at www.ftc.gov.
Your Credit Score and Understanding Your Credit Score
Your credit score
799
Source: Equifax Date: 01/2012What you should know about credit scores
Your credit score is a number that reflects the information in your credit report.
We used your credit score to set the terms of credit we are offering you.
Your credit score can change, depending on how your credit history changes.The range of scores
Scores range from a low of 250 to a high of 900.
Key factors that adversely affected your credit score
Your credit report shows the length of time accounts have been established.
Your credit report shows a lack of recent installment loan information.
Your credit report shows too many inquiries in the last 12 months.
The length of time revolving accounts have been established on your credit report.Welcome Kit
Immediate access to your account is not available at this time. Your Welcome Kit and card(s) will arrive in the mail within two weeks. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.
Your Card Details
Card Name:
Citi Forward® Card
Annual Fee:
$0.00
Initial Credit Line:
$16,900.00
Purchase APR:
0% introductory APR for 12 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:
0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
First of all congrats on the great card and CL..
Secondly, is that your real name? I would remove it if i were you
Third, I notice the EQ score is 250 to 900. Do you know your EQ FICO? I got a similar letter from Macy's and my EQ was 751 with the same range.
that cant b a real name,,, the MOD SQUAD will b all over that
Maybe there are no mods currently on. I'm unsure if one can post real name on. I'm assuming not.
@CS800 wrote:
@Anonymous wrote:@CS800 wrote:
@Anonymous wrote:I WAS DOING NOTHING SO I TOOK MY LAPTOP TO MY ROOM SO MY DW DON'T SEE THAT I WAS APPLYING FOR CREDIT AND THIS IS WHAT HAPPEN NEXT..
THEN I CALL MY DW TO SEE THE APPROVAL AND SHE START JUMPING LIKE CRAZY JAJAJA
Step 3: Approval Status
Approved!
Congratulations, Julio xxxxxxxxxxxxxxx. You have been approved for a Citi Forward® Card.
Your Welcome Kit and card(s) will arrive in the mail within two weeks at the address you provided. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.
Account Details1
Card Name:
Citi Forward® Card
Initial Credit Line:
$16,900.00
Purchase APR:
0% introductory APR for 12 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:
0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
ACitibank (South Dakota), N.A.
Your Credit Report and the Price You Pay for CreditWhat is a credit report?
A credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors.
How did we use your credit report?
We used information from your credit report to set the terms of the credit we are offering you, such as the Annual Percentage Rate.
The terms offered to you may be less favorable than the terms offered to consumers who have better credit histories.What if there are mistakes in your credit report?
You have a right to dispute any inaccurate information in your credit report.
If you find mistakes on your credit report, contact Equifax, which is the consumer reporting agency from which we obtained your credit report.
It is a good idea to check your credit report to make sure the information it contains is accurate.How can you obtain a copy of your credit report?
Under federal law, you have the right to obtain a copy of your credit report without charge for 60 days after you receive this notice. To obtain your free report, contact Equifax:
By telephone:
Call toll-free: 1-800-685-1111
By mail:
Mail your written request to:
Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374On the web:
Visit www.equifax.com
How can you get more information about credit reports?
For more information about credit reports and your rights under federal law, visit the Federal Reserve Board’s web site at www.federalreserve.gov, or the Federal Trade Commission’s web site at www.ftc.gov.
Your Credit Score and Understanding Your Credit Score
Your credit score
799
Source: Equifax Date: 01/2012What you should know about credit scores
Your credit score is a number that reflects the information in your credit report.
We used your credit score to set the terms of credit we are offering you.
Your credit score can change, depending on how your credit history changes.The range of scores
Scores range from a low of 250 to a high of 900.
Key factors that adversely affected your credit score
Your credit report shows the length of time accounts have been established.
Your credit report shows a lack of recent installment loan information.
Your credit report shows too many inquiries in the last 12 months.
The length of time revolving accounts have been established on your credit report.Welcome Kit
Immediate access to your account is not available at this time. Your Welcome Kit and card(s) will arrive in the mail within two weeks. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.
Your Card Details
Card Name:
Citi Forward® Card
Annual Fee:
$0.00
Initial Credit Line:
$16,900.00
Purchase APR:
0% introductory APR for 12 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:
0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
First of all congrats on the great card and CL..
Secondly, is that your real name? I would remove it if i were you
Third, I notice the EQ score is 250 to 900. Do you know your EQ FICO? I got a similar letter from Macy's and my EQ was 751 with the same range.
that cant b a real name,,, the MOD SQUAD will b all over thatMaybe there are no mods currently on. I'm unsure if one can post real name on. I'm assuming not.
nope no names,,, u can barely make a joke without,,, omg help help