I Finally Applied For Amex Gold

[LS2982]

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@FicoTron wrote:
When it does you can all expect the new thread entitled, "My Amex Gold Has Arrived!".

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I had my moment, everybody has to have one!! And post in the "My 1st AMEX" thread I bumped it just for you!!!!

[FicoTron]

Does anyone think I would have definitely gotten the PR Gold if I tried since I was approved for the regular gold?. I am sort of kicking myself for not apping for it, but I feel like the criteria is higher for the PR Gold.

[Open123]

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@FicoTron wrote:
Does anyone think I would have definitely gotten the PR Gold if I tried since I was approved for the regular gold?. I am sort of kicking myself for not apping for it, but I feel like the criteria is higher for the PR Gold.

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Yes, I do.

It seems if you qualify for a Green, then you'd qualify for any of them.

[TBOY012]

Im sorry but I do not know how to quote on this forum so this is a reply to LS

My Ex score is 620 (recent denial from Chase for a cli), recently got a CO removed and had a PFD on the acct, and a old Chase acct that was reported wrong removed.

Now I have a paid charge off from Cap 1 & Verizon still reporting as derog (while TU and EQ are reporting paid.) and late payments from two seperate cc's with the most recent being 18 months ago

Guess it didnt help that I opened 3 new cc's in the past 3months either. Still awhile to go for me

[FicoTron]

So there is nothing I can do now right? I can't call and ask to change to the PR Gold?

[Open123]

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@FicoTron wrote:
So there is nothing I can do now right? I can't call and ask to change to the PR Gold?

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You could, but even if successful, it'll preclude you from the no annual fee + 25k promo.  

[-Cain-]

I was told you wouldn't be able to PC for 13 months due to the new credit card act. You can apply for a new card though.

[FicoTron]

It's no big deal, I mean I would have hated to have gone for it and been denied. I'm happy with the regular gold, it's only the sign up bonus I wanted and I would have never paid that $175.

[FicoTron]

I'm sorry but I don't think if you are eligible for a green that you are eligible for a PR Gold or Platinum. There is a difference.

[Open123]

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@FicoTron wrote:
I'm sorry but I don't think if you are eligible for a green that you are eligible for a PR Gold or Platinum. There is a difference.

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Yeah, there may be a "slight" difference with the PR Gold and Platinum.  I'm not sure what it is, but I think you're right here; though, I do think the difference is very minor.