@Anonymous wrote:
No disrespect but after all the storie's about BOA, Chase, Citibank I can't understand why anyone would still do business with those kind of bank's. It's only a matter of time before they get around to yous. Oh and in the next couple of yrs when their losses are even greater from the business loan's, It's gonna be even worse for ya. I would ditch em now and move on to credit union's who really treat their customer's the way they should be treated. There is this little bank in Louisiana called Liberty Bank and Trust its really a great bank small but better than any big bank in my eye. Interest rates are low I've got the Visa, and they have never raised the rate's to take advantage of the economy like other bank's I know. My rate has stayed at 9% for the last 3 yrs. I wish I could say the same for USAA and NFCU both got on the bandwagon and raised rate's before the new credit law took place. But My little bank in Louisiana never did so they get lots of love!
They still offer great products but they are starting to exibit traits like thebig banks. I'm glad you are happy with this bank. I went to there website and it seems they offer nice credit products at reasonable rates.
Its pretty obvious BoA is slashing just about everyones credit lines, regardless of income, or payment history. I used to regulary charge 10k a month and PIF if not atleast 50%. Then when the economy crashed well yeah, I racked up huge balances but began to pay them down once my buisness turned around. And BoA decided to just cut my lines everytime I made a payment, from 45k to 18k to 2500 now.
BoA was great for me since they bought my orginal bank, Fleet. I'd get CLI every 3-6mos, and they were really overall a great bank to deal with. Then they got in trouble and decided to screw their customers.
