If you only have one open revolving account, I doubt that you'll get even a temporary score dip. I'm guessing an increase right off the bat.
I'd definitely try out BofA, if you don't have recent stinky stuff, or if you didn't burn them in the past.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007