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I need to get in with American Express

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destine2grow
Frequent Contributor

Re: I need to get in with American Express

After reading this thread I think I am going to app for the old Blue Cash next year. It would be great since I average 400-600 a month in groceries. And about $150 in gas a month maybe more.

Message 51 of 86
mongstradamus
Super Contributor

Re: I need to get in with American Express


@destine2grow wrote:
After reading this thread I think I am going to app for the old Blue Cash next year. It would be great since I average 400-600 a month in groceries. And about $150 in gas a month maybe more.

just an friendly reminder you don't get 5% till you spend 6.5k i think it is first.



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
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Message 52 of 86
jamesdwi
Valued Contributor

Re: I need to get in with American Express


@destine2grow wrote:
After reading this thread I think I am going to app for the old Blue Cash next year. It would be great since I average 400-600 a month in groceries. And about $150 in gas a month maybe more.

its better to do it in December than January if you aren't a current AMEX card holder, doing it in December locks in your 2014 membership date, if you do it in January will give you a 2015 membership date thus costing you a full year of  backdating goodness even if its the difference between December 29th and January  1st.

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 53 of 86
Spanky23
Established Member

Re: I need to get in with American Express

Yeah I'd be spending right under that 6k mark so probably wouldn't do a lot for me.

The all year 2% on gas with the BCE is nice, though like I said groceries since I don't shop at the stores they list, the 3% wouldn't do a lot for me. And I already have the 1% on my discover it.

 

But still between the BCE and the Everyday. Applying tonight or tomorrow

Message 54 of 86
mongstradamus
Super Contributor

Re: I need to get in with American Express


@Spanky23 wrote:

Yeah I'd be spending right under that 6k mark so probably wouldn't do a lot for me.

The all year 2% on gas with the BCE is nice, though like I said groceries since I don't shop at the stores they list, the 3% wouldn't do a lot for me. And I already have the 1% on my discover it.

 

But still between the BCE and the Everyday. Applying tonight or tomorrow


If you are going to be doing any traveling at all then I would say go for ED. MR points are worth nearly 2 points per cent, and ED is only card out there thats an no AF card that can trasnfer to airline partners. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 55 of 86
Spanky23
Established Member

Re: I need to get in with American Express

I'm not yet, probably not at least another year or two but I could start adding up points for when I go for prg and sit on those points yeah?

Message 56 of 86
mongstradamus
Super Contributor

Re: I need to get in with American Express


@Spanky23 wrote:

I'm not yet, probably not at least another year or two but I could start adding up points for when I go for prg and sit on those points yeah?


yes ED has bonus spending for gas and groceries so you can start accumulating points that way. Hopefully next year you will be targeted for an 50 or 75k offer with PRG



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 57 of 86
Closingracer99
Valued Contributor

Re: I need to get in with American Express


@mongstradamus wrote:

@Spanky23 wrote:

I'm not yet, probably not at least another year or two but I could start adding up points for when I go for prg and sit on those points yeah?


yes ED has bonus spending for gas and groceries so you can start accumulating points that way. Hopefully next year you will be targeted for an 50 or 75k offer with PRG


No ED is 2% on groceries and thats it 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 58 of 86
mongstradamus
Super Contributor

Re: I need to get in with American Express


@Closingracer99 wrote:

@mongstradamus wrote:

@Spanky23 wrote:

I'm not yet, probably not at least another year or two but I could start adding up points for when I go for prg and sit on those points yeah?


yes ED has bonus spending for gas and groceries so you can start accumulating points that way. Hopefully next year you will be targeted for an 50 or 75k offer with PRG


No ED is 2% on groceries and thats it 


oh oops confused with bce i thought they both did gas also 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 59 of 86
Closingracer99
Valued Contributor

Re: I need to get in with American Express


@mongstradamus wrote:

@Closingracer99 wrote:

@mongstradamus wrote:

@Spanky23 wrote:

I'm not yet, probably not at least another year or two but I could start adding up points for when I go for prg and sit on those points yeah?


yes ED has bonus spending for gas and groceries so you can start accumulating points that way. Hopefully next year you will be targeted for an 50 or 75k offer with PRG


No ED is 2% on groceries and thats it 


oh oops confused with bce i thought they both did gas also 


Well actually if you make 25 say gas transactions a month wouldn't be like 2% anyways ?  because it is 1% for the gas and then points you earned is 20% more? 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 60 of 86
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