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I've concluded I'm weird - I like closing cards

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-Cal-
Valued Contributor

Re: I've concluded I'm weird - I like closing cards

which cards did you close?

Message 11 of 28
baller4life
Super Contributor

Re: I've concluded I'm weird - I like closing cards

Well if y'all wanna pay the $89 af, you can have mine! Just not worth it to me for a hidden line. And pay 13% interest to carry a balance and I have 8% Ring and multiple cards throwing 0% bt promotion at me all the time? I think not!
Message 12 of 28
Anonymous
Not applicable

Re: I've concluded I'm weird - I like closing cards

No thank you ma'am @baller Smiley Tongue
Message 13 of 28
CreditCuriosity
Moderator Emeritus

Re: I've concluded I'm weird - I like closing cards


@baller4life wrote:
Well if y'all wanna pay the $89 af, you can have mine! Just not worth it to me for a hidden line. And pay 13% interest to carry a balance and I have 8% Ring and multiple cards throwing 0% bt promotion at me all the time? I think not!

Would pay you 200$ if you could convince BMO to transfer your Card/TL to my name Smiley Tongue and of course the 89$ AF for me   Don't carry balances so APR aren't the be all to me, but obviously you see I do have the Ring "IN CASE" I need to ever carry a balance I have that option at a good APR.. Granted I have like 3 cards with 12 months at least of 0 APR left on them

Message 14 of 28
baller4life
Super Contributor

Re: I've concluded I'm weird - I like closing cards

LOL good luck with that CC. Smiley Happy
Message 15 of 28
CreditCuriosity
Moderator Emeritus

Re: I've concluded I'm weird - I like closing cards


@baller4life wrote:
LOL good luck with that CC. Smiley Happy

Hey now we are both single.. Wink Wink Baller... lol,,  Dual income no kids, just saying.. That way I get the Diners!. jk Smiley Tongue

Message 16 of 28
Anonymous
Not applicable

Re: I've concluded I'm weird - I like closing cards


@-Cal- wrote:

which cards did you close?


QS1, Juniper, and Merrick.

Message 17 of 28
eddie84
Valued Contributor

Re: I've concluded I'm weird - I like closing cards


@Anonymous wrote:

Is there something wrong with me? - Nope! Smiley Very Happy Its liberating. 


Exactly!  I feel the same way.  Love closing those cards...  

 

 

 

once it's paid off. Smiley Very Happy

Message 18 of 28
Anonymous
Not applicable

Re: I've concluded I'm weird - I like closing cards

Ummm, no!  I've added new cards & have some sitting here ready to close too.  I'm just doing some weeding.  If it doesn't have rewards or just not working for you & is not your first card, I say cancel it.  

Message 19 of 28
chalupaman
Super Contributor

Re: I've concluded I'm weird - I like closing cards


@Anonymous wrote:

@-Cal- wrote:

which cards did you close?


QS1, Juniper, and Merrick.


That isn't weird. I call it trimming junk.

 

Congrats.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 20 of 28
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