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IKEA reporting problems - anyone know what's going on?

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IKEA reporting problems - anyone know what's going on?

Ikea closed my account last month, along with everyone else's.  It was no big deal, as I didn't use it much anyway. 

 

Today I got an alert though, that IKEA is reporting a new account.  I really don't want to pulll my report yet as I'm waiting for 11 (YES - ELEVEN) inquiries to fall off from test driving a car and stupidly giving my information to a used car salesman, on a visit to a dealership in early July of 09.  Grrrrrrrr!

 

Anyone know what GEMB/IKEA are up to?

Message 1 of 5
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Frequent Contributor

Re: IKEA reporting problems - anyone know what's going on?

 


@StillLearning wrote:

Ikea closed my account last month, along with everyone else's.  It was no big deal, as I didn't use it much anyway. 

 

Today I got an alert though, that IKEA is reporting a new account.  I really don't want to pulll my report yet as I'm waiting for 11 (YES - ELEVEN) inquiries to fall off from test driving a car and stupidly giving my information to a used car salesman, on a visit to a dealership in early July of 09.  Grrrrrrrr!

 

Anyone know what GEMB/IKEA are up to?


Pulling your own credit report will not hurt your credit or show up as a hard pull on your credit report.

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Message 2 of 5
Frequent Contributor

Re: IKEA reporting problems - anyone know what's going on?

It is possible that multiple inquires (such as for the purchase of a car) might be treated as one inquiry if they were all on the same day or two.

Message 3 of 5
Frequent Contributor

Re: IKEA reporting problems - anyone know what's going on?

 


@gangof4 wrote:

It is possible that multiple inquires (such as for the purchase of a car) might be treated as one inquiry if they were all on the same day or two.Th


This is true for FICO scoring purposes, but requires explanation in the event of a manual review.

AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
Message 4 of 5
Established Contributor

Re: IKEA reporting problems - anyone know what's going on?

Auto or Mortgage inquiries placed within a 14 day period count as only one inquiry. FICO allows us to rate shop in those situations.  I believe this is correct, someone can correct me if not?

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