It is not always the case, but Chase will do Auto CLI's if you let your statement post with the high amount and then PIF. WIth your scores I wouldn't worry about the few points hit you will take for the high utilization, and Chase as mentioned will report again after you PIF. It may or may not help, otherwise try to grow your other cards and let the Chase sit for a bit and see what happens after 6 months to a year.
@ocj wrote:I have a chase card opened feb 2020 with a limit of 7800. .im self employed with an income of 145k. Im currently spending 7k a month and I pay immediately next day after using it for the last 3 months if I continue spending over 7k a month what should my expected CLI ? I tried requesting a cli today and was denied by ive only put 7k on it monthly for 3 months so maybe I have to wait longer?
My score is 810 815 and 835.
I usually dont spend much so my limits arent very high. I have an amex with 15k limit opened may 2020. Discover 9k opened may 2020.
I concur that Chase loves heavy spend-and-pay. Except when using balance transfer offers, I never put that heavy of a utilization on my Chase cards and was often frustrated when I was denied CLIs after SPs. (This was many years ago when my Chase limits were under $10K and my credit scores were lower.) But they did give me increases when I asked for them to move balances over in BT offers.
If you're putting $7K spend monthly on a $7800 credit limit, that should be more than enough to trigger some auto-CLIs given more time. That is an average 89% utilization! This is something you haven't seen since you're paying off the card early, but that heavy of a utilization on a card will drag down your scores more than just a few points, albeit temporarily. But the bigger problem is also that other lenders don't "see" the payments you've making. All they will see on your reports when they evaluate your credit is that you've got a $7K balance reporting on your Chase card, month-after-month, that doesn't appear to be getting paid down!! They may not recognize those are all NEW charges. In my opinion, this is a shortcoming of credit reports that can taint your overall credit file.
I would not suggest you continue to both run up 89% utilization month-after-month and also allow all charges to post until the end of the month. I would suggest having interim months where you allow a lower or even zero balance to post to your credit report.
For an example, I have scores over 800 like you but I also have a much thicker file and much more available credit. Last fall, I put a large balance transfer temporarily on a new card (98% utilization) with $0 BT fee and 0% APR just to demonstrate responsible repayment history over a few months. Even though my overall utilization was still only around 3%, my scores dropped about 30 points with that high utilization on one card, but they quickly rebounded as I paid it down within three months. (Someone with thinner file or lower scores might even see a much larger drop. Your total CL with the three cards is $31.8K so allowing $7K to report monthly increases your overall utilization to 22%, not a good place to be!) So I wouldn't suggest you let a large utilization linger for months on end. In some cases, especially with the economic uncertainties today, it could actually alarm your other lenders and lead to some sort of adverse action.
The easiest way I've found to get higher limits with Chase is to apply for a new card, which can later be combined with your older credit limit. Combining limits is easy with them and they normally just require you to keep $500 on the donor card before you close it or SD it. I had an Amazon card I got with them many years ago (with plans to keep) that I later combined with my Freedom Unlimited. At one point, it had almost a $40K limit. I added five new Chase cards in the past two years since I was 0/24, with plans to eventually combine some other limits while enjoying the great SUBs. It wasn't until I got to the last approval that they "borrowed" from one of my other card limits to approve the new card.
@Aim_High wrote:If you're putting $7K spend monthly on a $7800 credit limit, that should be more than enough to trigger some auto-CLIs given more time. That is an average 89% utilization! This is something you haven't seen since you're paying off the card early. That heavy of a utilization on a card will drag down your scores more than just a few points, albeit temporarily. But the bigger problem is also that other lenders don't "see" the payments you've making. All they will see on your reports when they evaluate your credit is that you've got a $7K balance reporting on your Chase card, month-after-month, that doesn't appear to be getting paid down!! They may not recognize those are all NEW charges. In my opinion, this is a shortcoming of credit reports that can taint your overall credit file.
I know this doesn't apply for all banks and not all bureaus, but some do report your payments, at least partially. My car and school loans show scheduled and paid amounts. Looking at my TransUnion, US Bank, PenFed, and Wells Fargo show a balance and amount paid, Bank of America doesn't show amount paid. In the High Balance line, it also mentions amounts that aren't actually shown for any month. It doesn't give an entirely full picture, but it shows action.
Like my Wells one has:
7/2020:
Balance: $34
Scheduled Payment: $25
Amount Paid: $1060
Past Due: $0
8/2020:
Balance: $0
Scheduled Payment:
Amount Paid: $52
Past Due: $0
as of 1/1/23
@Noctilum wrote:Honestly I would stop trying to apply for new cards or CLI's and start spreading the love to your Amex and Discover. This way you also develop your relationship with these other issuers and you break the credit cycling routine you've gotten yourself into. Credit cycling has been known to cause shutdowns to many people.
It's true that credit limit cycling (using greater than 100% of CL multiple times per month) can be risky, depending on situation, profile, and lender. However, this doesn't really apply to OP.
See his updated posting number 8 in thread:
For one, he isn't cycling his credit limit multiple times per month; he is just using a heavy percentage (but less than the full limit) monthly and paying off. And second, he isn't doing it out of necessity; he is doing it to use his cards more often and to try to improve his odds of a CLI with Chase. And he's wondering how this method will contribute to a CLI.
@ocj wrote:Thanks guys for all the information. I think I will try using my amex more instead with a 15k limit to get that one increased. A 2 month old business amex I have went from 9k to 15k with soft pull.
The one poster wow with 500k in credit lines thats amazing. I think I barely have 120k in credit limits but Im hoping to have them all increased in the future as my household income has risen this year to 370k .
Id be happy with 250k in credit lines. Im going to be utilizing my cards much more frequently and with the advice of the forum . Once againt thanks to every one
Glad we can help, @ocj. I see you've been on the forums since 2013 but just started posting? Long-time lurker? 
I think we have a lot of those, many without even a profile.
Thanks for the compliment on my $500K but I'm actually only a mid-level player on limits. Some with the heaviest profiles don't have all the details in their signatures and some have just a blank signature but they're carrying huge limits. $1 Million or even $1.5 Million or higher is held by at least several of our members and there are many others in the mid six-figure ranges. 
With your household income and 800+ scores, reaching $250K or higher shouldn't be a problem, at least post-pandemic once lenders loosen the purse strings. I just posted about high limits on another thread and have written about it before. If you're interested in some observations and tips that I've written about the topic, see this posting and follow the linked threads as well. (The most thorough one is on one of the follow-up links.)