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If u have a Cap1 CC, what is your APR?

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L-TWT
Established Contributor

If u have a Cap1 CC, what is your APR?

My 0% intro APR ends this month, and my APR will go to 16.99%. What your lowest APR that you currently have on your Cap1 CC?

I would like to lower my APR down to 10.99% via EO. Has any1 contacted the EO and received a nice APR reduction?


Message 1 of 29
28 REPLIES 28
09Lexie
Moderator Emerita

Re: If u have a Cap1 CC, what is your APR?

Message 2 of 29
SnackTrader
Valued Contributor

Re: If u have a Cap1 CC, what is your APR?

What kind of balance are you looking at on that card as your 0% expires?

In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Message 3 of 29
L-TWT
Established Contributor

Re: If u have a Cap1 CC, what is your APR?


@SnackTrader wrote:
What kind of balance are you looking at on that card as your 0% expires?

That depends, it will either be ZERO

or 1/2 of my statement balance of 5K Smiley Embarassed


Message 4 of 29
SnackTrader
Valued Contributor

Re: If u have a Cap1 CC, what is your APR?

That's unfortunate!

My APR is 20.9% - good luck on getting rid of those balances. This is why 0% is so dangerous.

In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Message 5 of 29
missjae
Established Contributor

Re: If u have a Cap1 CC, what is your APR?

Mine is in the 20%'s...too high to even think of carrying a balance on it. Maybe I should have requested an APR reduction.....
Message 6 of 29
JustWill
Valued Member

Re: If u have a Cap1 CC, what is your APR?

Mine is at 12%

Message 7 of 29
MoreRewards
Established Contributor

Re: If u have a Cap1 CC, what is your APR?

It's my highest at 22.9% YUCK!
EQ 773 * EX 786 * TU 797
Message 8 of 29
Kenny
Moderator Emeritus

Re: If u have a Cap1 CC, what is your APR?

13.9 and 24.9 (that last one is the sony card.. yuck.)
Message 9 of 29
Boragard
Established Contributor

Re: If u have a Cap1 CC, what is your APR?

Sony card is 19.9%

 

Quicksilverone is 22.9%

Message 10 of 29
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