If you get denied for one card can you apply for another..:

[Anonymous]

Got declined an Amex Gold a week ago for god knows what reason 🙄 

average credit score across all 3 bureaus (730), 10% utilization. AAoC: 1 year 11 months 

could I apply for a non Amex charge card or will I be auto declined in their system?

[Gmood1]

Yes, of course you can.

Just because you are denied by one bank, doesn't mean they all will.

Let me get this straight. lol

Are you speaking of Amex for second app or a different Fi?

If it's Amex, it will most likely be a SP. Even on second app.

Also, if you were denied a charge card. Chances are you'll be denied a standard Amex CC.

[Anonymous]

No, for a second Amex card like if I applied for a BCE

[Gmood1]

Likely a denial.

The charge cards are the easiest to obtain IME.

But it doesn't cost you anything to try, so try.

[Remedios]

You should be able to view denial reasons somewhere in your account.

I wouldn't be applying for any Amex product till whatever issue is referenced in AA letter reaches resolution. 

[Gmood1]

@Remedios 

Stay safe...ok.😉😂

[Remedios]

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@Gmood1 wrote:

@Remedios 

Stay safe...ok.😉😂

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This is going to look so awkward when my signature changes 😂

Also, my ankle hurts. Any idea why? 

[Gmood1]

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@Remedios wrote:

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@Gmood1 wrote:

@Remedios 

Stay safe...ok.😉😂

---

This is going to look so awkward when my signature changes 😂

Also, my ankle hurts. Any idea why? 

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@Remedios Dang, now I feel bad. Guess I'm catching the next flight to the west coast. Got an ankle to tend to

[Remedios]

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@Gmood1 wrote:

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@Remedios wrote:

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@Gmood1 wrote:

@Remedios 

Stay safe...ok.😉😂

---

This is going to look so awkward when my signature changes 😂

Also, my ankle hurts. Any idea why? 

---

@Remedios Dang, now I feel bad. Guess I'm catching the next flight to the west coast. Got an ankle to tend to

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😮

Dont forget your card bowl! 

[Anonymous]

The length of time your accounts have been established.

There is no recent information about installment loans on your report.

There are too many credit inquiries on your report in the last 12 months.

3 inquiries in 12 months (1 being a BG for lease)

2 years average age of cards. I've seen people get approved for a lot less 

and I don't have any installment loans??

that was my denial reason.