cancel
Showing results for 
Search instead for 
Did you mean: 

Inactivity?

tag
mathman
Established Member

Inactivity?

Hi folks -

 

Since I've gotten my BOA 1-2-3 Cash Rewards card, I don't use many of my other cards.  I have a Capital One Platinum and a few GECRB cards.  It's honestly inconvenient to use them often, but I don't want to close them until my AAoA gets a bit better.

 

Does anybody know how long the max (ballpark) amount of time before Capital One and GECRB (Walmart, Texaco specifically) will close for inactivity?  I'll use them infrequently when I absolutely have to.


Thanks for the advice!

 

MM

Message 1 of 6
5 REPLIES 5
Luscher
Valued Contributor

Re: Inactivity?

just use it once every 6 months for a 2 dollar candy bar and it wont close........
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 2 of 6
myjourney
Super Contributor

Re: Inactivity?


@mathman wrote:

Hi folks -

 

Since I've gotten my BOA 1-2-3 Cash Rewards card, I don't use many of my other cards.  I have a Capital One Platinum and a few GECRB cards.  It's honestly inconvenient to use them often, but I don't want to close them until my AAoA gets a bit better.

 

Does anybody know how long the max (ballpark) amount of time before Capital One and GECRB (Walmart, Texaco specifically) will close for inactivity?  I'll use them infrequently when I absolutely have to.


Thanks for the advice!

 

MM


Use them every now and again for small purchases every 3-4 months and you will be fine ....gum,water chips, gas etc etc 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 6
mathman
Established Member

Re: Inactivity?

Every six months I can handle - now every three ... I dunno. Smiley Happy

Message 4 of 6
djc1puno
Valued Contributor

Re: Inactivity?

+1



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 5 of 6
Anonymous
Not applicable

Re: Inactivity?

Sorry I can't answer your question, but I personally have some bills auto-paid via credit cards (Hulu+, car insurance, etc...). Then you can simply pay the CC in full to avoid interest (if you have a grace period). For example, one of my CC has a 59.9% interest rate so I never want to use it or neither carry a balance; I have some bills that post to the car, then I just pay the statement balance in full.

 

or you can just occasionally use theme Smiley Happy

Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.